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231 2nd St S #202, Safety Harbor, FL, 34695

$574/sqft·Residences At Harbour Pointe West Condo

3 bd3 ba1,740 sqftCondominium
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8540963

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Est. monthly payment
$6,159/mo
Down payment (20%)
$199,800
Property taxes
$449/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
4 stories · 2022
Water + city views
City
Private balcony
Outdoor space
1,740 sqft
Living area

About this home

Crown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersThermostat

231 2nd St S #202 is a 2022-built home in Residences At Harbour Pointe West Condo, Safety Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,740 square feet of living space. Listed at $999,000 (about $574/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 231 2nd St S #202, a rare opportunity in the heart of highly sought-after downtown Safety Harbor. Located in The Residences at Harbour Pointe West, an exclusive 12-unit community built in 2022, this beautifully maintained corner unit residence combines modern elegance, quality craftsmanship, and small-town charm. From the moment you arrive, you’ll notice the solid block construction, impact-rated windows and doors, and attractive exterior that fits perfectly with the character of Safety Harbor. The private lobby and secured entrances provide added peace of mind. The property also offers under-building assigned parking and a private 5x7 climate-controlled storage room. Inside, the bright open-concept floor plan features a desirable split-bedroom layout, 9-foot ceilings, and luxury vinyl plank flooring throughout. The welcoming foyer includes a stylish half-bath and opens into a spacious living area that’s perfect for entertaining. The kitchen is truly a highlight, featuring crisp white custom shaker cabinetry, Quartz countertops, a large island with additional storage, tile backsplash, premium Bosch appliances and a gas cooktop. The kitchen flows naturally into the dining area and sun-filled living room, where oversized windows and sliding glass doors open to a generous private balcony with an east and southern exposure overlooking the lively downtown surroundings and bay views! The spacious primary suite offers two custom closet systems and a beautiful spa-inspired en-suite bath with a double vanity, walk-in shower, soaking tub, and seamless glass enclosure. The guest bedrooms are situated on the opposite side of the home, providing privacy. A dedicated laundry room with a built-in sink, and plenty of storage adds even more functionality. No flood insurance required, and the community is pet friendly! Condo fees include building insurance, water, sewer, trash, gas, elevator maintenance, the building-wide water-softener system, reserves, secured building entry, and exterior maintenance, providing the convenience of stress-free living. Best of all, you’re just steps from the Safety Harbor Spa, waterfront, boutique shops, street festivals/markets, and award-winning restaurants, with easy access to Tampa Bay and Florida’s world-class beaches. Enjoy the best of both worlds—small-town charm, a vibrant downtown lifestyle, and all the modern conveniences you could want. This is Florida living at its finest!

The essentials

Built
2022
Price / sqft
$574
On market
21 days
Annual tax
$5,391
Flood zone
X · Low risk
Type
Condominium

Location

231 2nd St S #202
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Condominium
Year Built
2022
Lot
-
Cooling
Central Air
Heating
Central
Parking
Guest, Basement
Days on Market
21
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Private Entrance
Private Mailbox
Sidewalk
Sliding Doors
Storage
Buyer Approval Required
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range Hood
Refrigerator
Washer
Water Softener

Elementary

Safety Harbor Elementary-PN

Middle

Safety Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,391

Parcel #

03-29-16-74379-000-2020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Residences At Harbour Pointe West Condo

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

-

Date
Event
Price
8/21/2026
Listed for sale
Source: Stellar MLS #TB8540963
$999,000
$574/sqft
Est. monthly payment$6,159/mo
Principal & interest$5,210
Property taxes$449
Insurance$500
Down payment20% · $199,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $999,000
$965,000 – $999,000
96.6% – 100% of listTops out right at the list price
80% of listList price
84 of the last 166 condo closings in Pinellas County landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 21.

Sample: 166 closed condo sales in Pinellas County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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