Active
$899,000
Est. $5,617/mo

3009 Key Harbor Dr, Safety Harbor, FL, 34695

$359/sqft·Philippe Pointe

4 bd2 ba2,504 sqft3 car garageSingle Family
Listed by CENTURY 21 COAST TO COAST· Last updated · MLS# TB8538145

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Est. monthly payment
$5,617/mo
Down payment (20%)
$179,800
Property taxes
$408/mo
HOA
$850/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1994
Private pool
In Ground
3 car garage
Electric Vehicle Charging Station(s)
10,001 sqft lot
Lot size
2,504 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboSplit BedroomRain GuttersSliding DoorsDishwasher

3009 Key Harbor Dr is a 1994-built home in Philippe Pointe, Safety Harbor. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,504 square feet of living space. Listed at $899,000 (about $359/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $850 semi-annually.

From the listing

LOCATION! LOCATION! LOCATION! Water views from your front door! Welcome to the quaint, Tampa Bay waterfront community of Philippe Pointe. This sprawling ranch home with 4 bedrooms plus office is perfect for large families. Features include split bedrooms, high ceilings, inside laundry room with washer and dryer and a pool bath with new door to the lanai. The updated kitchen overlooks a family room with built in shelving and a wood burning fireplace. Spacious primary bedroom/bathroom suite with walk in closet, double sinks, water closet, soaking tub and separate shower. Multiple sliding doors lead to a large, covered porch and screened in pool area. Additional highlights include tile throughout, 3 car garage with electric car outlet, A/C replaced 2026, new gutters, new windows and new front door.

The essentials

Built
1994
Price / sqft
$359
On market
21 days
Annual tax
$4,898
HOA
$850/yr
Flood zone
AE
Lot
10,001 sqft
Type
Single Family Residence

Location

3009 Key Harbor Dr
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Single Family Residence
Year Built
1994
Lot
10,001 sqft
Cooling
Central Air
Heating
Central
Parking
Electric Vehicle Charging Station(s), Garage Door Opener
Pool
In Ground, Screen Enclosure
Days on Market
21
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Split Bedroom
Rain Gutters
Sliding Doors
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$4,898

Parcel #

27-28-16-68624-000-0330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Philippe Pointe

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

10,001 sqft

HOA
$850/yr
Tom
Date
Event
Price
8/21/2026
Listed for sale
Source: Stellar MLS #TB8538145
$899,000+176.6%
$359/sqft
6/1/2010
Sold
Source: Pinellas County Public Record
$325,000
$130/sqft
Est. monthly payment$5,617/mo
Principal & interest$4,689
Property taxes$408
Insurance$450
HOA$71
Down payment20% · $179,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $899,000
$890,000 – $899,000
99.2% – 100% of listTops out right at the list price
80% of listList price
41 of the last 80 home closings in 34695 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 21.

Sample: 80 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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