Active
$1,200,000
Est. $7,278/mo

1090 Main St, Safety Harbor, FL, 34695

$407/sqft·Seminole Park

4 bd5 ba2,946 sqft2 car garageSingle Family
Listed by LUXURY & BEACH REALTY INC· Last updated · MLS# TB8507231

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Est. monthly payment
$7,278/mo
Down payment (20%)
$240,000
Property taxes
$420/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
2 car garage
Driveway
5,902 sqft lot
Lot size
2,946 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SEMINOLE PARK REV
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom Upstairs

1090 Main St is a 2026-built home in Seminole Park Rev, Safety Harbor. Inside you'll find 4 bedrooms, 5 bathrooms, and 2,946 square feet of living space. Listed at $1,200,000 (about $407/sqft), 114 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Stunning new construction mid-century modern two-story home located on highly sought-after Main Street in Safety Harbor. Designed with elevated finishes and modern architectural elements throughout, this impressive residence features a torch-down flat roof, double driveway with turnaround pad or golf cart parking, and a private vinyl-fenced backyard with gates on both sides. Outdoor living spaces include a covered lanai and second-floor balconies at both the front and rear of the home. Enter through double doors into a dramatic foyer with soaring 20+ foot ceilings highlighted by a modern crystal sloping pendant chandelier. The foyer also provides direct access to the oversized two-car garage. The open-concept floor plan seamlessly combines the living room, kitchen, and dining areas, showcasing layered textures of stone, wood, and Venetian plaster throughout the home. Thoughtful design details maximize storage and functionality. The living room features custom built-in wood shelving and an electric decorative fireplace. Designed for entertaining, the kitchen opens directly to the backyard and lanai through sliding glass doors and offers dual-tone cabinetry, granite countertops, an island with an extending sliding countertop for additional seating and storage, and premium European-style FORNO Espresso appliances. The elongated dining area runs parallel to the kitchen, creating a spacious and inviting gathering space. Additional first-floor features include a small pantry connected to the half bathroom, a versatile flex room ideal for an office, den, or library, and a glass-enclosed wine display and storage area beneath the staircase. Upstairs, the second-floor landing overlooks the foyer with modern glass railings and connects all bedrooms along with the upper-level laundry room. Every bedroom includes ceiling fans, window treatments, ensuite bathrooms, and generous closet space. The spacious primary suite features sliding glass doors leading to a private rear balcony, a dry bar, walk-in closet with built-ins and vanity, and a luxurious ensuite bathroom with dual sinks, a walk-in glass shower with rain shower head, and a contemporary freestanding soaking tub. Secondary bedrooms offer ensuite bathrooms with single vanities and glass-enclosed tub/shower combinations. The front bedroom also enjoys access to a private balcony overlooking the property. The upstairs laundry and storage room includes cabinetry, countertop workspace, sink, and washer/dryer hookups for added convenience. Conveniently situated on Main Street with quick access to McMullen Booth Road/County Road 611 and less than one mile from downtown Safety Harbor, this home offers the perfect balance of luxury and location. Nestled along the western shore of Tampa Bay, Safety Harbor is known for its charming small-town atmosphere, waterfront parks, renowned resort and spa, locally owned shops and restaurants, community events, recreational activities, and beautiful Philippe Park.

The essentials

Built
2026
Price / sqft
$407
On market
119 days
Annual tax
$5,041
Flood zone
X · Low risk
Lot
5,902 sqft
Type
Single Family Residence

Location

1090 Main St
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Single Family Residence
Year Built
2026
Lot
5,902 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Other
Days on Market
119
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator

Elementary

Safety Harbor Elementary-PN

Middle

Safety Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$5,041

Parcel #

04-29-16-80028-007-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Seminole Park Rev

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

5,902 sqft

Date
Event
Price
9/7/2026
Price change
Source: Stellar MLS #TB8507231
$1,200,000-13.0%
$407/sqft
Price change
Source: Stellar MLS #TB8507231
$1,380,000-18.8%
$468/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #TB8507231
$1,699,000+399.7%
$577/sqft
6/1/2023
Sold
Source: Pinellas County Public Record
$340,000
$115/sqft
Est. monthly payment$7,279/mo
Principal & interest$6,258
Property taxes$420
Insurance$600
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,200,000
$1.19M – $1.20M
99.2% – 100% of listTops out right at the list price
80% of listList price
41 of the last 80 home closings in 34695 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 119 after a $499,000 cut.

Sample: 80 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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