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1120 1st Ave N, Safety Harbor, FL, 34695

$323/sqft·Safety Harbor

4 bd3 ba2,780 sqft2 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8538391

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Est. monthly payment
$5,462/mo
Down payment (20%)
$179,800
Property taxes
$323/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1983
2 car garage
Driveway
0.63 acres
Lot size
2,780 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatBalcony

1120 1st Ave N is a 1983-built home in Safety Harbor, Safety Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,780 square feet of living space. Listed at $899,000 (about $323/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This unique property offers endless possibilities, nestled on a private, secluded .63-acre lot with no community deed restrictions. A true one-of-a-kind opportunity, the property features a spacious main home, an OVERSIZED DETACHED GARAGE WITH ADDITIONAL LIVING QUARTERS (approximately 600sqft not included in listed square footage), multiple covered outdoor spaces, plenty of parking, and a large private backyard. The main home offers 4 bedrooms, 2 full bathrooms, and 1 half bath. The main floor features an inviting open gathering area with living and dining spaces that flow into the spacious kitchen. Luxury vinyl flooring, neutral paint colors, and recessed lighting create a fresh, modern feel throughout. The kitchen is designed for entertaining and features white shaker-style soft-close cabinets, stainless steel appliances, a farmhouse-style backsplash, range hood, and apron-front sink. The light-filled primary suite is conveniently located on the main floor and includes a built-in dressing table and ensuite bathroom. The ensuite features dual sinks and a floor-to-ceiling tiled walk-in shower with glass doors. A half bath and laundry area are also located on the first floor. From the downstairs living area enjoy access to the large, covered patio area with space to enjoy year-round. This fenced patio features a ceiling fan and low-maintenance artificial turf. Upstairs, you'll find 3 additional bedrooms, a full bathroom, a large living area with fireplace, a spacious storage closet, and another covered screened porch—perfect for relaxing, enjoying the breeze, or stargazing. The second-floor living area features luxury vinyl flooring, neutral paint, a built-in bookcase, and stunning stained-wood plank ceilings that add warmth and character. The oversized detached garage features two oversized garage doors and epoxy flooring, offering incredible flexibility for storage, a workshop, gym, or hobbies. A covered breezeway connects the garage to the main home. Adjacent to the garage is an approximately 600-square-foot mother-in-law quarters, complete with a kitchenette, full bathroom, living area, and 2 bedrooms—ideal for guests, extended family, a home office, or additional living space. The expansive backyard provides even more room to enjoy the Florida lifestyle, with another large covered patio perfect for quiet barbecues or gatherings with family and friends. Additional features include an outdoor fire pit, gardening space, basketball hoop, and plenty of parking. 2018 main roof, 2021 garage/mother-in-law quarters roof, and 2026 main-home water heater. Enjoy the best of Safety Harbor with a quick golf-cart ride to downtown, parks, the Safety Harbor Recreation Center, restaurants, and local attractions. Unique properties like this are hard to find. Endless possibilities, exceptional space, and a prime Safety Harbor location—welcome home!

The essentials

Built
1983
Price / sqft
$323
On market
28 days
Annual tax
$3,881
Flood zone
X · Low risk
Lot
27,247 sqft
Type
Single Family Residence

Location

1120 1st Ave N
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Single Family Residence
Year Built
1983
Lot
27,247 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Oversized
Days on Market
28
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Balcony
Lighting
Private Mailbox
Private Yard
Rain Gutters
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

Safety Harbor Elementary-PN

Middle

Safety Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,881

Parcel #

34-28-16-00000-310-0400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Safety Harbor

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

27,247 sqft

City LimitsOversized LotUnpaved
Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #TB8538391
$899,000+182.7%
$323/sqft
8/1/2010
Sold
Source: Pinellas County Public Record
$318,000
$114/sqft
Est. monthly payment$5,462/mo
Principal & interest$4,689
Property taxes$323
Insurance$450
Down payment20% · $179,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $899,000
$890,000 – $899,000
99.2% – 100% of listTops out right at the list price
80% of listList price
41 of the last 80 home closings in 34695 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 28.

Sample: 80 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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