Active
$1,074,999
Est. $7,355/mo

2348 Messenger Cir, Safety Harbor, FL, 34695

$303/sqft·Cypress Knoll

4 bd4 ba3,553 sqft2 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8511118

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$7,355/mo
Down payment (20%)
$215,000
Property taxes
$1,128/mo
HOA
$1,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2004
Private pool
In Ground
2 car garage
Driveway
7,200 sqft lot
Lot size
3,553 sqft
Living area

About this home

Ceiling Fans(s)Primary Bedroom Main FloorStone CountersSidewalkDeed RestrictionsDishwasherDisposalRange

2348 Messenger Cir is a 2004-built home in Cypress Knoll, Safety Harbor. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,553 square feet of living space. Listed at $1,074,999 (about $303/sqft), 98 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,000 semi-annually.

From the listing

Location, location, location! Welcome to beautiful Safety Harbor, one of the most desirable communities in Pinellas County, known for its charming downtown, waterfront parks, and top-rated schools. This fully updated, move-in ready home features extensive upgrades throughout. Zoned for highly sought-after Safety Harbor Elementary and Safety Harbor Middle Fundamental School. All kitchens and all bathrooms have been completely remodeled with modern finishes. Major improvements include a brand-new roof (December 2025) and two new A/C systems installed in February 2026. Interior updates include fresh paint completed in December 2025, creating a clean and modern feel throughout. The backyard features low-maintenance artificial turf, providing a clean outdoor space with no dirt or mud tracking into the home. A standout feature is the custom theater room, offering a true home entertainment experience. All theater room furniture is included with the sale. Additional highlights: • No flood insurance required • Homeowners insurance approximately $3,600/year • Well-maintained and truly move-in ready • Convenient to downtown Safety Harbor, parks, dining, and waterfront amenities A rare opportunity in a prime location

The essentials

Built
2004
Price / sqft
$303
On market
105 days
Annual tax
$13,532
HOA
$1,000/yr
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

Location

2348 Messenger Cir
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Single Family Residence
Year Built
2004
Lot
7,200 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage
Pool
In Ground
Days on Market
105
Ceiling Fans(s)
Primary Bedroom Main Floor
Stone Counters
Sidewalk
Deed Restrictions
Dishwasher
Disposal
Range
Refrigerator
Water Softener

Elementary

Safety Harbor Elementary-PN

Middle

Safety Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$13,532

Parcel #

33-28-16-20227-000-0240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cypress Knoll

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

7,200 sqft

HOA
$1,000/yr
Cypress Knoll Property Owners Association
Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8511118
$1,074,999-2.3%
$303/sqft
—
Price change
Source: Stellar MLS #TB8511118
$1,099,999-8.3%
$310/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #TB8511118
$1,199,999+199.3%
$338/sqft
2/1/2017
Sold
Source: Pinellas County Public Record
$401,000
$113/sqft
Est. monthly payment$7,355/mo
Principal & interest$5,607
Property taxes$1,128
Insurance$537
HOA$83
Down payment20% · $215,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,074,999
$1.07M – $1.07M
99.2% – 100% of listTops out right at the list price
80% of listList price
41 of the last 80 home closings in 34695 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 105 after a $125,000 cut.

Sample: 80 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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