108 Irwin St E, Safety Harbor, FL, 34695
$455/sqft·Water View Heights
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At a glance
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WATER VIEW HEIGHTS
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
Open house
Saturday, Sep 12· 5:00 PM to 7:00 PM
About this home
108 Irwin St E is a 2026-built home in Water View Heights, Safety Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,634 square feet of living space. Listed at $1,199,000 (about $455/sqft), 163 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Welcome to brand-new custom construction in the heart of Safety Harbor, where thoughtful design, quality craftsmanship, and exceptional functionality come together in a move-in-ready home—without the wait of building. This beautifully designed 3-bedroom, 3-bath residence offers 2,634 sq. ft. of living space, a spacious private flex room/office, an oversized 3-car garage, and an approximately 400-sq.-ft. raised covered lanai that creates an impressive extension of the indoor living and entertaining space. The open-concept floor plan features 10-foot ceilings, porcelain tile flooring, designer lighting, and abundant natural light. At the heart of the home is a beautifully appointed kitchen featuring solid wood cabinetry, Cambria quartz countertops, a full-height quartz backsplash, premium stainless-steel appliances, a large statement island, and a walk-in pantry. The generous primary suite is designed as a private retreat with two custom walk-in closets, dual vanities, and an oversized designer walk-in shower. The split-bedroom floor plan provides privacy for family and guests, while the large flex room offers exceptional versatility as an executive home office, den, fitness room, media room, or additional guest space. Outdoor living is equally impressive with an approximately 400-sq.-ft. raised covered lanai featuring a TV connection and water and gas rough-ins for a future outdoor kitchen. Quality construction extends well beyond the finishes, including reinforced concrete-block construction, a stem-wall foundation, Timberline HDZ shingles with peel-and-stick roof underlayment, R-38 attic insulation, impact windows, fiberglass exterior doors, an in-wall pest-control system, irrigation, new landscaping, fencing, and a new lift station and meter representing a substantial infrastructure investment. Located in desirable Flood Zone X with NO HOA, this property combines the advantages of new construction with the freedom and lifestyle buyers seek in Safety Harbor. Enjoy convenient access to charming Downtown Safety Harbor, Philippe Park, Tampa Bay, restaurants, boutiques, recreation, and the many amenities that make this community so desirable. Completed, move-in ready, and available now. An exceptional opportunity to own a brand-new custom home in one of Tampa Bay’s most desirable communities.
The essentials
Location
Elementary
Safety Harbor Elementary-PN
Middle
Safety Harbor Middle-PN
High
Countryside High-PN
Districts can re-zone, so verify directly with the district before relying on these.
Annual Tax (2025)
$5,754
Parcel #
34-28-16-95094-003-0090
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Water View Heights
County
Pinellas
MLS Area
34695 - Safety Harbor
Lot Size
10,820 sqft
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
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