Active
$2,490,000
Est. $15,627/mo

5216 13th St, Palmetto, FL, 34221

$685/sqft·Snead Island

4 bd4 ba3,635 sqft3 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8433578

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Est. monthly payment
$15,627/mo
Down payment (20%)
$498,000
Property taxes
$1,396/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1982
Waterfront
Beach Front
3 car garage
1.45 acres
Lot size
3,635 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

5216 13th St is a 1982-built home in Snead Island, Palmetto. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,635 square feet of living space. Listed at $2,490,000 (about $685/sqft), 119 days on market. Flood zone VE - confirm flood insurance requirements with your lender.

From the listing

One or more photo(s) has been virtually staged. Welcome to the ultimate waterfront lifestyle on the exclusive shores of Snead Island, where your backyard becomes your gateway to the water. Designed for those who dream of boating, breathtaking sunsets, and stepping outside to their own private beach, this reimagined coastal estate offers an extraordinary opportunity to experience Florida waterfront living at its finest. Extensive high-end renovations make this residence a thoughtfully transformed, refined coastal-chic retreat. Offering 4 bedrooms, 3.5 bathrooms, and a private office/executive suite, this residence is thoughtfully designed to blend refined interiors with an extraordinary waterfront lifestyle. Stunning natural hardwood floors flow throughout the home, while the beautifully renovated kitchen serves as the heart of the residence, perfectly positioned to overlook the beach and breathtaking Gulf views, creating an inspiring backdrop for everyday living and entertaining. The open-concept floor plan allows for effortless gatherings, seamlessly connecting the main living spaces and inviting the outdoors in through picturesque water vistas. The dining room is ideally situated to capture memorable meals, meaningful conversations, and sunset-filled evenings with family and guests. A private elevator further enhances the home’s comfort and convenience, providing effortless access between levels. The private office or executive suite offers a rare and tranquil work environment, with calming beach views that transform the workday into something exceptional. The primary suite is a peaceful retreat, complete with a beautifully renovated spa-style bathroom, private exterior access, and its own charming porch, an intimate setting to enjoy morning coffee or unwind in the evening breeze. Every space within the home has been curated with a clean, sophisticated aesthetic that balances comfort, elegance, and the unmatched beauty of its coastal surroundings. Beyond the interiors, the property unfolds into an oversized, newly landscaped homesite, leading to your own private beachfront escape where you will experience unobstructed sunset views. A brand-new roof further enhances the home’s turnkey appeal. Perfectly positioned within the coveted Snead Island community, this residence offers an exceptional balance of privacy and accessibility. Conveniently connected to St. Petersburg, Tampa, and Sarasota, surrounded by the tranquil waters of Terra Ceia Bay, Tampa Bay, and the Manatee River, and near the 365-acre Emerson Point Preserve, residents enjoy effortless access to boating, nature trails, kayaking, and some of the region’s most pristine coastal landscapes. Also a great opportunity for a potential income property - Air Bnb or VRBO. An exclusive offering of privacy, design, and waterfront living. Truly a must see!

The essentials

Built
1982
Price / sqft
$685
On market
123 days
Annual tax
$16,747
Flood zone
VE
Lot
63,397 sqft
Type
Single Family Residence

Location

5216 13th St
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
1982
Lot
63,397 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Beach Front, Gulf/Ocean, Gulf/Ocean to Bay, River Front
Days on Market
123
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Private Mailbox
Cooktop
Dishwasher
Dryer
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone VE

Annual Tax (2024)

$16,747

Parcel #

29809-0000-1

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Snead Island

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

63,397 sqft

Corner LotLandscapedNear Golf CourseNear MarinaNear Public TransitOversized LotStreet Dead-EndPavedUnincorporated
Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #TB8433578
$2,490,000-16.7%
$685/sqft
5/11/2026
Listed for sale
Source: Stellar MLS #TB8433578
$2,990,000
$823/sqft
Est. monthly payment$15,627/mo
Principal & interest$12,986
Property taxes$1,396
Insurance$1,245
Down payment20% · $498,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,490,000
$2.46M – $2.49M
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 123 after a $500,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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