Active
$1,749,000
Est. $11,340/mo

120 12th Ave E, Palmetto, FL, 34221

$497/sqft·Peninsula At Riviera Dunes

5 bd4 ba3,516 sqft3 car garageSingle Family
Listed by OPPORTUNITY REAL ESTATE LLC· Last updated · MLS# A4679710

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$11,340/mo
Down payment (20%)
$349,800
Property taxes
$1,181/mo
HOA
$490/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2007
Waterfront
Canal - Brackish
Private pool
Heated
3 car garage
Circular Driveway
0.25 acres
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Central VaccumCoffered Ceiling(s)Crown MoldingDry BarEat-in KitchenHigh Ceilings

120 12th Ave E is a 2007-built home in Peninsula At Riviera Dunes, Palmetto. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,516 square feet of living space. Listed at $1,749,000 (about $497/sqft), 197 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $490 quarterly.

From the listing

**Waterfront Paradise Awaits in Coveted Palmetto Location** Discover the lifestyle you've been dreaming of in this stunning five-bedroom, four-bathroom residence that seamlessly blends indoor luxury with outdoor living at its finest. Nestled along the picturesque Manatee River, this expansive home offers breathtaking waterfront views that will make every morning feel like a vacation. Step inside to find a thoughtfully updated interior spanning over 3,500 square feet of living space. The refreshed kitchen, beautifully renovated bathrooms, and inviting family room showcase meticulous attention to detail. New flooring flows throughout, while elegant window shutters, modern ceiling fans, and stylish light fixtures create an atmosphere of refined comfort. A decorative fireplace adds character to your gatherings, and fresh paint throughout gives everything a crisp, move-in-ready feel. The outdoor spaces truly steal the show here. Your private oasis features a gleaming marble pool deck, a fully-equipped outdoor kitchen perfect for entertaining, and not one but two lanais—all connected by a whole-house speaker system for effortless ambiance. The newly designed circular driveway and professional lighting elevate the curb appeal to impressive heights. Practical features abound, including a climate-controlled three-car garage and a powerful whole-house generator for peace of mind during Florida's unpredictable weather. Water enthusiasts will appreciate the option to purchase a sixty-five-foot boat slip separately. The neighborhood places you moments from Riviera Dunes Marina and the Bradenton Area Convention Center, offering endless entertainment and recreation options. Your waterfront retreat awaits—schedule your private showing today! Chandelier above breakfast table is excluded from sale.

The essentials

Built
2007
Price / sqft
$497
On market
228 days
Annual tax
$14,166
HOA
$490/qtr
Flood zone
X500 · Low risk
Lot
10,829 sqft
Type
Single Family Residence

Location

120 12th Ave E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2007
Lot
10,829 sqft
Cooling
Central Air, Humidity Control, Zoned
Heating
Central, Electric, Heat Pump
Parking
Circular Driveway, Garage Door Opener, Oversized
Pool
Auto Cleaner, Fiber Optic Lighting, Gunite, Heated, In Ground, Lighting, Screen Enclosure
Waterfront
Canal - Brackish, Canal Front, River Front
Days on Market
228
Built-in Features
Ceiling Fans(s)
Central Vaccum
Coffered Ceiling(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sidewalk
Sliding Doors
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Kitchen Reverse Osmosis System
Microwave
Range Hood
Refrigerator
Washer
Wine Refrigerator

Elementary

James Tillman Elementary

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X500

Annual Tax (2024)

$14,166

Parcel #

2581602509

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Peninsula At Riviera Dunes

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

10,829 sqft

Flood Insurance RequiredCity LimitsLandscapedNear MarinaSidewalkStreet Dead-EndPrivate
HOA
$490/qtr
Eric Hagar
Date
Event
Price
5/20/2026
Price change
Source: Stellar MLS #A4679710
$1,749,000-2.5%
$497/sqft
Price change
Source: Stellar MLS #A4679710
$1,794,000-4.3%
$510/sqft
1/26/2026
Listed for sale
Source: Stellar MLS #A4679710
$1,875,000
$533/sqft
Est. monthly payment$11,340/mo
Principal & interest$9,122
Property taxes$1,181
Insurance$875
HOA$163
Down payment20% · $349,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,749,000
$1.73M – $1.75M
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 228 after a $126,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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