Active
$3,400,000
Est. $21,437/mo

4024 11th Street CT W, Palmetto, FL, 34221

$954/sqft·Terra-mana Harbor

3 bd4 ba3,565 sqft3 car garageSingle Family
Listed by DOUGLAS ELLIMAN· Last updated · MLS# A4702596

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$21,437/mo
Down payment (20%)
$680,000
Property taxes
$1,855/mo
HOA
$1,800/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
Waterfront
Marina in Community
Private pool
Heated
3 car garage
Covered
0.28 acres
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingElevatorHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main Floor

4024 11th Street CT W is a 2021-built home in Terra-mana Harbor, Palmetto. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,565 square feet of living space. Listed at $3,400,000 (about $954/sqft), 18 days on market. Flood zone VE - confirm flood insurance requirements with your lender. HOA runs $1,800 semi-annually.

From the listing

Virtually Staged. Step onto your dock at sunrise and by mid-morning, your boat is running the open water of Tampa Bay or the Gulf beyond. Set along the Manatee River in the six-homesite enclave of Redfish Cove in Palmetto, Florida, this 2021 elevated Camlin custom-built luxury residence is an Anglo-Caribbean design by Tampa architect Don Cooper of Cooper Johnson Smith Architects. Sited on the largest built homesite in Redfish Cove, this property offers unobstructed water views and features a newly raised 2026 seawall and 2026 deeded private dock with surge-proof composite decking, equipped with water, electric, and a 14,000-pound boat lift for craft up to 40 feet with no fixed bridges out to Terra Ceia Bay, Tampa Bay, or the Gulf. Inside, 3,565 square feet unfolds across three bedrooms, three and a half baths, and a nearly 800-square-foot interior in-law suite with a full bath above the three-car garage in the rear of the property. Modern coastal design flows through impact-rated glass, abundant natural light, three HVAC systems, a tiled elevator, and a spacious great room anchored by a gas fireplace. The chef’s kitchen features a Monogram refrigerator and six-burner gas rangetop, farm sink, granite countertops, an oversized island, and custom cabinetry. The main floor offers effortless living, including a half bath with artisan mosaic tile and a primary suite featuring direct pool deck access and an ensuite bath with a freestanding soaking tub and quartz counters. Upstairs, the primary suite reveals vaulted ceilings, a custom walk-in closet, porcelain tile flooring, an electric fireplace, a wine refrigerator, and a spa-style bath with a river rock shower. An expansive, covered private balcony opens off the suite to take in sweeping Manatee River views and frequent coastal wildlife. Outside, an approximately 70-foot caged pool deck surrounds a 38-foot heated saltwater pool with a gas-heated spa, sun shelf, and outdoor dining. Complete structural peace of mind is provided by a whole-house generator powered by an underground 1,000-gallon propane tank, along with a 9-camera exterior security system. Redfish Cove sits steps from the Bradenton Yacht Club and moments from Snead Island and the 365-acre Emerson Point Preserve, providing miles of trails, kayak launches, and mangrove blueways. The white-sand Gulf beaches of Anna Maria Island and Longboat Key, downtown Bradenton, and St. Petersburg are all within easy reach, with SRQ and Tampa International airports just a short drive away.

The essentials

Built
2021
Price / sqft
$954
On market
28 days
Annual tax
$22,261
HOA
$1,800/yr
Flood zone
VE
Lot
11,996 sqft
Type
Single Family Residence

Location

4024 11th Street CT W
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2021
Lot
11,996 sqft
Cooling
Central Air, Wall/Window Unit(s), Zoned
Heating
Central, Zoned
Parking
Covered, Driveway, Garage Door Opener, Garage Faces Rear, Ground Level, Guest, Off Street, Oversized
Pool
Auto Cleaner, Deck, Heated, In Ground, Lap, Lighting, Salt Water, Self Cleaning
Waterfront
Marina in Community, River Front
Days on Market
28
Built-in Features
Ceiling Fans(s)
Crown Molding
Elevator
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Balcony
Dog Run
Lighting
Rain Gutters
Deed Restrictions
Irrigation-reclaimed Water
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Wine Refrigerator

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone VE

Annual Tax (2025)

$22,261

Parcel #

2936300659

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Terra-mana Harbor

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

11,996 sqft

FloodZoneCity LimitsLandscapedSidewalkStreet Dead-EndPaved
HOA
$1,800/yr
J. Popple
Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #A4702596
$3,400,000
$954/sqft
Est. monthly payment$21,437/mo
Principal & interest$17,732
Property taxes$1,855
Insurance$1,700
HOA$150
Down payment20% · $680,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $3,400,000
$3.36M – $3.40M
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 28.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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