Active
$2,990,000
Est. $18,052/mo

1517 4th St E, Palmetto, FL, 34221

$664/sqft·Sanctuary Cove

4 bd4 ba4,505 sqft3 car garageSingle Family
Listed by RE/MAX ALLIANCE GROUP· Last updated · MLS# A4686029

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Est. monthly payment
$18,052/mo
Down payment (20%)
$598,000
Property taxes
$805/mo
HOA
$1,895.13/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2025
Waterfront
River Front
Private pool
Heated
3 car garage
Driveway
0.34 acres
Lot size

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

1517 4th St E is a 2025-built home in Sanctuary Cove, Palmetto. Inside you'll find 4 bedrooms, 4 bathrooms, and 4,505 square feet of living space. Listed at $2,990,000 (about $664/sqft), 124 days on market. Flood zone X500, AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,895.13 annually.

From the listing

A TRULY EXCEPTIONAL NEW CUSTOM BUILT WATERFRONT ESTATE ON THE MANATEE RIVER WITHIN THE PRESTIGIOUS GATED ENCLAVE OF WATER'S EDGE AT SANCTUARY COVE! Uncompromising craftsmanship and sweeping panoramic water views create an extraordinary residence. Designed with inspiration from the Coastal Living Idea House by Cooper Johnson Smith Architects, this remarkable home offers a rare blend of refined craftsmanship, resort-style outdoor living, and direct boating access, creating an unparalleled Florida lifestyle defined by elegance, comfort, and effortless indoor-outdoor living. Perfectly positioned to capture sweeping water views from the front, rear, and side elevations, the home includes a 35-foot private boat slip with a 10,000 lb lift, complete with water and power. Built with lasting quality in mind, this home features a standing seam metal roof, half-round galvalume gutters, a closed attic system and spray foam insulation throughout the second floor. Interiors are finished with level 5 smooth drywall, engineered oak hardwood flooring throughout, and extensive custom millwork and casework. Architectural details include custom door surrounds, transoms in the living room, cove molding, and LED-accented coastal molding in the family room and kitchen. Ceiling heights impress with 12-foot ceilings along with vaulted ceilings in the kitchen, family room, porch, and primary suite. The chef’s kitchen is designed for both function and entertaining, featuring high end cabinetry, a custom chateau style range hood, granite countertops with warm neutral tones, a one-piece granite island with seating for five, banquette seating, an 8-burner gas double oven range, warming drawer, and under-cabinet and cove lighting. The kitchen flows seamlessly into the family room and screened porch, enhancing the home’s open-concept design. A well-appointed laundry and utility space offers quartzite countertops, a full pantry, laundry sink with cabinetry, hanging space, and additional linen storage. The primary suite is a private sanctuary with a vaulted ceiling, motorized blackout shades and a private terrace with full river views. The spa-inspired bath features marble finishes, double sinks, basketweave tile detailing, marble wainscoting, and a multi-head shower system with rainfall, waterfall, and body sprays, along with thermostatic controls and a heated towel rack. The suite also connects to a private courtyard with a fountain and outdoor shower. Outdoor living is equally impressive with a heated and cooling saltwater pool and spa. The exterior showcases a herringbone brick driveway, golf cart parking, and distinctive copper gas lanterns at the front entry and screened porch. Modern efficiency and technology include a whole-house natural gas generator, two tankless gas water heaters and smart LED lighting. This extraordinary residence offers a rare opportunity to own a meticulously designed waterfront home that seamlessly blends architectural excellence, luxury finishes, and premier boating access in one of the area’s most desirable coastal communities. This home offers convenient access to the 365 acre Emerson Point preserve, the beaches of Anna Maria Island, local restaurants and two nearby airports. Embrace the beauty of Florida waterfront living, where boating, sunset views and coastal relaxation are part of everyday life.

The essentials

Built
2025
Price / sqft
$664
On market
140 days
Annual tax
$9,657
HOA
$1,895.13/yr
Flood zone
X500, AE · Low risk
Lot
15,002 sqft
Type
Single Family Residence

Location

1517 4th St E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2025
Lot
15,002 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Heated, In Ground, Pool Alarm, Salt Water
Waterfront
River Front
Days on Market
140
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Wet Bar
Window Treatments
Lighting
Clubhouse
Deed Restrictions
Gated Community - No Guard
Pool
Bar Fridge
Dishwasher
Disposal
Dryer
Freezer
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X500, AE

Annual Tax (2025)

$9,657

Parcel #

1015740859

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Sanctuary Cove

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

15,002 sqft

HOA
$1,895.13/yr
Castle Group / Kayla Delgado
Date
Event
Price
4/24/2026
Listed for sale
Source: Stellar MLS #A4686029
$2,990,000
$664/sqft
Est. monthly payment$18,052/mo
Principal & interest$15,594
Property taxes$805
Insurance$1,495
HOA$158
Down payment20% · $598,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,990,000
$2.95M – $2.99M
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 140.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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