Active
$1,950,000
Est. $13,523/mo

102 12th Ave E, Palmetto, FL, 34221

$437/sqft·Peninsula At Riviera Dunes

4 bd5 ba4,462 sqft3 car garageSingle Family
Listed by WHITE SANDS REALTY GROUP FL· Last updated · MLS# N6143586

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Est. monthly payment
$13,523/mo
Down payment (20%)
$390,000
Property taxes
$2,245/mo
HOA
$400/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2003
Waterfront
River Front
Private pool
Heated
3 car garage
Driveway
0.28 acres
Lot size

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Central VaccumCrown MoldingEat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Wood Cabinets

102 12th Ave E is a 2003-built home in Peninsula At Riviera Dunes, Palmetto. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,462 square feet of living space. Listed at $1,950,000 (about $437/sqft), 115 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $400 quarterly.

From the listing

Welcome to an exceptional waterfront estate, gracefully positioned at the end of a palm-lined cul-de-sac on a private peninsula within the exclusive gated community of Riviera Dunes. Set along the peaceful Manatee River, this residence captures breathtaking sunset views and offers a refined coastal lifestyle with convenient access to the Gulf of Mexico via the community’s deep-water marina. This furnished custom home spans over 4,400 square feet of elegant living space and more than 5,700 total square feet designed for both luxurious everyday living and grand-scale entertaining. From the moment you arrive, the paver driveway, striking curb appeal, and three-car tandem garage with designer checkerboard flooring set the tone. Inside, expansive tray ceilings with ambient lighting, custom ironwork, and timeless finishes create an elevated yet inviting atmosphere. A grand formal dining room is perfect for hosting, while the massive great room, anchored by a gas fireplace and custom built-ins, offers both comfort and style. The gourmet kitchen is thoughtfully appointed with granite countertops, natural wood custom cabinetry, a walk-in pantry, built-in desk, wet bar, and premium appliances including Thermador and Sub-Zero. The main-level owner’s suite is a private sanctuary, featuring serene water views from every window, a custom walk-in closet, and a spa-inspired bath with glass shower, dual vanities, abundant storage, private commode with bidet, and an in-suite wet bar. Upstairs, a spacious family and recreation area with kitchenette opens to an expansive balcony overlooking the water, ideal for relaxing or entertaining. Step outside to your private waterfront retreat, where a covered patio and seating area lead to a stunning beach-entry, heated, saltwater, infinity pool, perfectly positioned to take in spectacular sunset views over the river. Built for both beauty and peace of mind, the home features hurricane impact glass, a concrete seawall, and has experienced no flooding during recent storm events, an exceptional benefit for waterfront living. Additional highlights include a wine cellar, tile flooring throughout, stucco exterior, and a classic barrel tile roof. While this property does not include a private dock, Riviera Dunes offers one of Southwest Florida’s safest deep-water harbors, with boat slips often available for purchase separately, providing convenient boating access to the Gulf in approximately 10 minutes. This home is ideally located just minutes to I-75, approximately 45 minutes to Tampa International Airport, 30 minutes to Sarasota-Bradenton International Airport, and close to premier shopping and dining at Ellenton Premium Outlets and University Town Center. This is more than a home, it’s a rare opportunity to experience waterfront living with unmatched sunsets, elegance, and privacy.

The essentials

Built
2003
Price / sqft
$437
On market
158 days
Annual tax
$26,935
HOA
$400/qtr
Flood zone
AE
Lot
12,275 sqft
Type
Single Family Residence

Location

102 12th Ave E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2003
Lot
12,275 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Tandem
Pool
Chlorine Free, Gunite, Heated, In Ground, Infinity, Lighting, Salt Water
Waterfront
River Front
Days on Market
158
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
Crown Molding
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Awning(s)
Balcony
Lighting
Private Entrance
Private Mailbox
Private Yard
Sliding Doors
Deed Restrictions
Fitness Center
Pool
Tennis Court(s)
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Ice Maker
Microwave
Range Hood
Refrigerator
Washer
Flood Zone AE

Annual Tax (2025)

$26,935

Parcel #

2581602979

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Peninsula At Riviera Dunes

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

12,275 sqft

HOA
$400/qtr
Advanced Management
Date
Event
Price
5/31/2026
Price change
Source: Stellar MLS #N6143586
$1,950,000-11.4%
$437/sqft
4/6/2026
Listed for sale
Source: Stellar MLS #N6143586
$2,200,000
$493/sqft
Est. monthly payment$13,523/mo
Principal & interest$10,170
Property taxes$2,245
Insurance$975
HOA$133
Down payment20% · $390,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,950,000
$1.93M – $1.95M
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 158 after a $250,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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