Active
$4,650,000
Est. $30,047/mo

2107 4th Street CT W, Palmetto, FL, 34221

$502/sqft·Richards Add To Palmetto

4 bd8 ba9,266 sqft4 car garageSingle Family
Listed by KELLER WILLIAMS REALTY FT MYER· Last updated · MLS# C7509086

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Est. monthly payment
$30,047/mo
Down payment (20%)
$930,000
Property taxes
$3,470/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2011
Waterfront
River Front
Private pool
Heated
4 car garage
Driveway
0.58 acres
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Central VaccumCoffered Ceiling(s)Crown MoldingElevatorHigh CeilingsKitchen/Family Room Combo

2107 4th Street CT W is a 2011-built home in Richards Add To Palmetto, Palmetto. Inside you'll find 4 bedrooms, 8 bathrooms, and 9,266 square feet of living space. Listed at $4,650,000 (about $502/sqft), 454 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Over 9,000 square feet of Furnished and Decorated Gulf-access waterfront living; an exceptional boating estate along Florida’s Gulf Coast. Set on over half an acre in historic Palmetto, just minutes across the bridge from vibrant Downtown Bradenton, this remarkable property offers deep, navigable water, a private dock, and a 13,000-lb boat lift providing direct access to Tampa Bay and the Gulf of Mexico; ideal for boating, waterfront dining, and spectacular sunset cruises. This high-and-dry residence has never experienced water intrusion from any storm and includes transferable flood insurance currently under $5,000/year, offering valuable peace of mind for waterfront ownership. Inside, refined coastal design unfolds across more than 9,000 square feet of living space, now offered fully furnished with curated furnishings and artwork (with a few exclusions) for a seamless move-in experience. The chef’s kitchen is designed for both entertaining and everyday living and features Sub-Zero refrigeration, Wolf gas cooking, double ovens, dual Miele dishwashers, built-in Miele coffee system, warming drawer, prep sink, ice maker, and generous workspace. Expansive living areas flow effortlessly to outdoor entertaining spaces where a resort-style pool and spa, outdoor kitchen with a new premium grill, gas fire features, and panoramic waterfront views create the perfect setting for relaxing or hosting guests. Additional highlights include a temperature-controlled wine cellar, billiards and bar room, private theater with projector system, exercise room, library/office, and convenient ground-level elevator access. The main-level primary suite offers spa-inspired comfort with direct access to outdoor living, while each additional bedroom features its own private en-suite retreat. The home also includes two full laundry rooms, ideal for larger households or extended-stay guests. Smart-home enhancements include Ring security, Alexa-enabled lighting, whole-home stereo, integrated central vacuum, solar-assisted water heaters, enhanced exterior door locks, and a Tesla EV charger. A brand-new tile roof (2025) further enhances durability and long-term value. With deep-water boating access, expansive sunset views, fully furnished living spaces, and proximity to marinas, dining, parks, and the charm of historic Palmetto, this remarkable estate delivers luxury coastal living on an impressive scale.

The essentials

Built
2011
Price / sqft
$502
On market
505 days
Annual tax
$41,641
Flood zone
AE
Lot
25,173 sqft
Type
Single Family Residence

Location

2107 4th Street CT W
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2011
Lot
25,173 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Side, Ground Level, Oversized, Garage, Workshop in Garage
Pool
Auto Cleaner, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Self Cleaning
Waterfront
River Front
Days on Market
505
Built-in Features
Ceiling Fans(s)
Central Vaccum
Coffered Ceiling(s)
Crown Molding
Elevator
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
French Doors
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sliding Doors
Bar Fridge
Built-in Oven
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Solar Hot Water
Washer

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$41,641

Parcel #

2856610056

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Richards Add To Palmetto

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

25,173 sqft

Flood Insurance RequiredFloodZoneCity LimitsOversized Lot
Date
Event
Price
7/23/2026
Price change
Source: Stellar MLS #C7509086
$4,650,000-2.1%
$502/sqft
Price change
Source: Stellar MLS #C7509086
$4,750,000-29.6%
$513/sqft
4/24/2025
Listed for sale
Source: Stellar MLS #C7509086
$6,750,000
$728/sqft
Est. monthly payment$30,047/mo
Principal & interest$24,252
Property taxes$3,470
Insurance$2,325
Down payment20% · $930,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $4,650,000
$4.59M – $4.65M
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 505 after a $2,100,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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