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4429 Southern Valley Loop, Brooksville, FL, 34601

$251/sqft·Southern Hills Plantation Ph2

4 bd3 ba2,546 sqft3 car garageSingle Family
Listed by PERRY HOMES· Last updated · MLS# TB8412257

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,370/mo
Down payment (20%)
$127,980
Property taxes
$153/mo
HOA
$559.61/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
3 car garage
0.30 acres
Lot size
2,546 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SOUTHERN HILLS PLANTATION PH2
Type
Single Family Residence

True monthly carry

HOA
~$560/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

4429 Southern Valley Loop is a 2026-built home in Southern Hills Plantation Ph2, Brooksville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,546 square feet of living space. Listed at $639,900 (about $251/sqft), 358 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $559.61 monthly.

From the listing

Pre-Construction. To be built. Step off the welcoming front porch into the grand entryway embraced by an extended tray ceiling. Two secondary bedrooms with walk-in closets are off the main entrance. A guest suite with full private bathroom is across the hall from the bonus flex room. The family room offers ample natural light and overlooks the backyard covered lanai. The kitchen boasts an island with built-in seating, a corner walk-in pantry, and ample counterspace. The corner dining area is embraced by two walls of windows. The primary bedroom overlooks the backyard space. Double doors lead into the bathroom which hosts dual vanities, a garden tub, glass enclosed shower, and two walk-in closets. The laundry room is right off the drop zone which leads into the three-car garage.

The essentials

Built
2026
Price / sqft
$251
On market
408 days
Annual tax
$1,841
HOA
$559.61/mo
Flood zone
A
Lot
11,945 sqft
Type
Single Family Residence

Location

4429 Southern Valley Loop
Brooksville, FL, 34601·34601 - Brooksville
Type
Single Family Residence
Year Built
2026
Lot
11,945 sqft
Cooling
None
Heating
None
Parking
-
Days on Market
408

Middle

D.S. Parrot Middle

High

Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone A

Annual Tax (2025)

$1,841

Parcel #

NA

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Southern Hills Plantation Ph2

County

Hernando

MLS Area

34601 - Brooksville

Lot Size

11,945 sqft

HOA
$559.61/mo
Kyra Rivera
Date
Event
Price
7/23/2026
Price change
Source: Stellar MLS #TB8412257
$639,900+6.7%
$251/sqft
7/30/2025
Listed for sale
Source: Stellar MLS #TB8412257
$599,900+200.0%
$236/sqft
4/6/2021
Sold
Source: Hernando County Public Record
$200,000
$79/sqft
Est. monthly payment$4,370/mo
Principal & interest$3,337
Property taxes$153
Insurance$320
HOA$560
Down payment20% · $127,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $639,900
$630,000 – $639,900
98.3% – 100% of listTops out right at the list price
80% of listList price
62 of the last 123 home closings in 34601 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 408.

Sample: 123 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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