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4397 Southern Valley Loop, Brooksville, FL, 34601

$275/sqft·Southern Hills Plantation Club

4 bd5 ba3,087 sqft3 car garageSingle Family
Listed by PERRY HOMES· Last updated · MLS# TB8498793

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$5,592/mo
Down payment (20%)
$169,980
Property taxes
$175/mo
HOA
$559.61/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
Water views
Water
Community pool
Fitness center too
3 car garage
0.32 acres
Lot size

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SOUTHERN HILLS PLANTATION CLUB
Type
Single Family Residence

True monthly carry

HOA
~$560/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanStone CountersThermostatTray Ceiling(s)Walk-in Closet(s)

4397 Southern Valley Loop is a 2026-built home in Southern Hills Plantation Club, Brooksville. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,087 square feet of living space. Listed at $849,900 (about $275/sqft), 118 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $559.61 monthly.

From the listing

Under Construction. A welcoming front porch opens into the homes extended entryway. Two secondary bedrooms are off the main hallway and feature walk-in closets and share a Hollywood bathroom and linen closet. The family room is at the center of the home and boasts sliding glass doors. A bonus flex room with a wall of windows is adjacent to the family room. The kitchen boasts a large island with built-in seating, a 5-burner gas cooktop, and a walk-in pantry. The dining area is embraced by a corner of windows and allows access to the covered lanai. The primary bedroom boasts a large window overlooking the backyard. The primary bathroom offers dual vanities, a freestanding tub, large glass enclosed shower, and two walk-in closets. A secluded guest suite with a full bathroom is located off the main hallway. The laundry room is centrally located by the drop zone and three-car garage.

The essentials

Built
2026
Price / sqft
$275
On market
148 days
Annual tax
$2,094
HOA
$559.61/mo
Flood zone
X · Low risk
Lot
12,825 sqft
Type
Single Family Residence

Location

4397 Southern Valley Loop
Brooksville, FL, 34601·34601 - Brooksville
Type
Single Family Residence
Year Built
2026
Lot
12,825 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
148
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Sliding Doors
Clubhouse
Community Mailbox
Fitness Center
Gated Community - Guard
Golf
Pool
Restaurant
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Tankless Water Heater

Elementary

Moton Elementary School

Middle

D.S. Parrot Middle

High

Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,094

Parcel #

R1022319357200900510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Southern Hills Plantation Club

County

Hernando

MLS Area

34601 - Brooksville

Lot Size

12,825 sqft

HOA
$559.61/mo
Zita Tuorney
Date
Event
Price
8/4/2026
Price change
Source: Stellar MLS #TB8498793
$849,900-0.6%
$275/sqft
Price change
Source: Stellar MLS #TB8498793
$854,900+4.9%
$277/sqft
4/16/2026
Listed for sale
Source: Stellar MLS #TB8498793
$814,900+307.4%
$264/sqft
4/6/2021
Sold
Source: Hernando County Public Record
$200,000
$65/sqft
Est. monthly payment$5,592/mo
Principal & interest$4,433
Property taxes$175
Insurance$425
HOA$560
Down payment20% · $169,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $849,900
$835,000 – $849,900
98.3% – 100% of listTops out right at the list price
80% of listList price
62 of the last 123 home closings in 34601 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 148.

Sample: 123 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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