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4438 Southern Valley Loop, Brooksville, FL, 34601

$282/sqft·Southern Hills Plantation Ph2

4 bd3 ba2,929 sqft3 car garageSingle Family
Listed by PERRY HOMES· Last updated · MLS# TB8497946

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,908/mo
Down payment (20%)
$164,980
Property taxes
$193/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
Community pool
Shared amenity
3 car garage
Garage
0.36 acres
Lot size
2,929 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SOUTHERN HILLS PLANTATION PH2
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSmart HomeSolid Surface CountersThermostatWalk-in Closet(s)

4438 Southern Valley Loop is a 2026-built home in Southern Hills Plantation Ph2, Brooksville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,929 square feet of living space. Listed at $824,900 (about $282/sqft), 135 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. Step into a welcoming entry that has an elongated hallway that leads to the heart of the home. Two secondary bedrooms each featuring a walk-in closet and a Hollywood bathroom are off the main hallway. Adjacent is a secluded guest suite with full bathroom. The kitchen offers an island with built-in seating, a 5-burner gas cooktop along with a corner walk-in pantry. The corner dining area offers in ample light from the walls of windows and access to the backyard extended covered lanai. The family room boasts sliding glass doors. A bonus flex room with a wall of windows is off the family room. The primary suite has a stunning view of the backyard space. Double doors lead into the bathroom which boasts dual vanities, a freestanding tub, glass enclosed shower, and two walk-in closets. The laundry room and drop zone are just off the three-car garage.

The essentials

Built
2026
Price / sqft
$282
On market
149 days
Annual tax
$2,321
Flood zone
X · Low risk
Lot
16,089 sqft
Type
Single Family Residence

Location

4438 Southern Valley Loop
Brooksville, FL, 34601·34601 - Brooksville
Type
Single Family Residence
Year Built
2026
Lot
16,089 sqft
Cooling
Central Air
Heating
Heat Pump, Radiant Ceiling
Parking
Garage
Days on Market
149
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Range Hood
Tankless Water Heater

Elementary

Moton Elementary School

Middle

D.S. Parrot Middle

High

Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,321

Parcel #

R1022319357200900430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Southern Hills Plantation Ph2

County

Hernando

MLS Area

34601 - Brooksville

Lot Size

16,089 sqft

On Golf Course
Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #TB8497946
$824,900+5.8%
$282/sqft
Price change
Source: Stellar MLS #TB8497946
$779,900-2.5%
$266/sqft
4/15/2026
Listed for sale
Source: Stellar MLS #TB8497946
$799,900+299.9%
$273/sqft
4/6/2021
Sold
Source: Hernando County Public Record
$200,000
$68/sqft
Est. monthly payment$4,908/mo
Principal & interest$4,302
Property taxes$193
Insurance$412
Down payment20% · $164,980
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $824,900
$810,000 – $824,900
98.3% – 100% of listTops out right at the list price
80% of listList price
62 of the last 123 home closings in 34601 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 149.

Sample: 123 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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