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511 Marcia Loop, Winter Haven, FL, 33884

$120/sqft·Crystals Landing

4 bd3 ba2,159 sqft1 car garageSingle Family
Listed by THE STONES REAL ESTATE FIRM· Last updated · MLS# L4957392

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$1,790/mo
Down payment (20%)
$51,980
Property taxes
$279/mo
HOA
$319.4/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1993
Water views
Water
1 car garage
Driveway
5,532 sqft lot
Lot size
2,159 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsSplit BedroomWalk-in Closet(s)Rain GuttersStorageCommunity MailboxDeed Restrictions

511 Marcia Loop is a 1993-built home in Crystals Landing, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,159 square feet of living space. Listed at $259,900 (about $120/sqft), 269 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $319.4 annually.

From the listing

4 bedrooms, private backyard retreat with a hot tub, expansive Florida room, and solar-powered efficiency, located in S.E. Winter Haven!!! Welcome to 511 Marcia Loop, a spacious 4-bedroom, 2.5-bath home offering over 2,150 sq. ft. of living space, plus a 14' x 18' Florida room and a cabana-enclosed hot tub—perfect for entertaining in style. With a newer roof (2020), A/C system (2020), and leased solar panels (2024) which reduces the electrical expense, this home combines comfort, fun, and efficiency. From the moment you step inside, you’ll notice the expansive feel created by soaring ceilings, abundant natural light, and two updated skylights that brighten the main living areas. The flexible layout features two spacious living spaces — ideal for both everyday living and hosting. One area can easily function as a formal dining room, while the other serves as a welcoming family room for relaxing and gathering. The kitchen is designed with both function and entertaining in mind, showcasing stainless steel appliances, two closet pantries, and dual breakfast bars — including one with a secondary prep sink, perfect for cooking, serving, or casual meals. The generously sized primary suite offers a peaceful retreat with rich wood flooring, a walk-in closet, and an en-suite bath featuring an updated handicap-accessible walk-in shower. Three additional bedrooms provide comfortable accommodations and are conveniently located near the second full bath with tub. A separate half bath offers added convenience for guests. The enclosed Florida room at the rear of the home truly expands your living space. With a wall of windows, durable tile flooring, and built-in cabinetry with counter space, it offers excellent potential for a summer kitchen or serving station for gatherings. Step outside to your private backyard oasis, thoughtfully designed with low-maintenance landscaping including pavers, decorative rock, and mature plantings. Enjoy outdoor dining on the paver patio, then relax in the enclosed cabana featuring a hot tub with waterfall and built-in lounging seat — a standout entertaining space that feels like a private retreat. A powered storage shed provides space for tools, lawn equipment, hobbies, or could easily function as a workshop or creative studio. Additional features include a one-car garage with laundry area, screened front porch, irrigation system with timer, rain gutters, new window screens, multiple interior storage and linen closets, and a mature fruit-bearing mango tree. Conveniently located within five minutes of Publix, Walmart, restaurants, Legoland Florida, and the new AdventHealth ER, this home offers everyday convenience along with proximity to Central Florida’s major attractions. Positioned between Tampa and Orlando, commuting to theme parks, business centers, or international airports is simple and convenient. Whether you’re seeking a spacious family home, a low-maintenance retirement option, or a property designed for entertaining, 511 Marcia Loop delivers space, efficiency, and an exceptional backyard lifestyle. Schedule your private showing today!

The essentials

Built
1993
Price / sqft
$120
On market
291 days
Annual tax
$3,345
HOA
$319.4/yr
Flood zone
X · Low risk
Lot
5,532 sqft
Type
Single Family Residence

Location

511 Marcia Loop
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
1993
Lot
5,532 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
291
Ceiling Fans(s)
High Ceilings
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Storage
Community Mailbox
Deed Restrictions
Dishwasher
Gas Water Heater
Microwave
Range
Refrigerator

Elementary

Chain O Lakes Elem

Middle

Denison Middle

High

Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,345

Parcel #

26-29-12-687508-000310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Crystals Landing

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

5,532 sqft

In CountyLandscapedPaved
HOA
$319.4/yr
Crystal's Landing HOA
Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #L4957392
$259,900-7.1%
$120/sqft
Price change
Source: Stellar MLS #L4957392
$279,900-9.7%
$130/sqft
11/24/2025
Listed for sale
Source: Stellar MLS #L4957392
$309,900
$144/sqft
Est. monthly payment$1,791/mo
Principal & interest$1,355
Property taxes$279
Insurance$130
HOA$27
Down payment20% · $51,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $259,900
$257,500 – $259,900
99.5% – 100% of listTops out right at the list price
80% of listList price
161 of the last 252 home closings in 33884 landed at this number or higher (64%). The median one sat 40 days before it went under contract, and this one is on day 291 after a $50,000 cut.

Sample: 252 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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