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3831 Pomelo Dr, Winter Haven, FL, 33884

$169/sqft·Harmony On Lake Eloise Phase 4

5 bd3 ba2,077 sqft2 car garageSingle Family
Listed by DR HORTON REALTY OF CENTRAL FLORIDA LLC· Last updated · MLS# O6425514

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,237/mo
Down payment (20%)
$70,098
Property taxes
$204/mo
HOA
$30/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
2 car garage
Driveway
2,077 sqft lot
Lot size
2,077 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARMONY ON LAKE ELOISE PHASE 4
Type
Single Family Residence

True monthly carry

HOA
~$30/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSmart HomeSplit BedroomWalk-in Closet(s)Window TreatmentsPlayground

3831 Pomelo Dr is a 2026-built home in Harmony On Lake Eloise Phase 4, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,077 square feet of living space. Listed at $350,490 (about $169/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $30 monthly.

From the listing

Welcome to the Lakeside, one of our one-story floorplans featured in our Harmony at Lake Eloise community in Winter Haven, Florida. Take your pick between two artfully designed exteriors. Inside this beautiful 5 bedroom, 3 bathroom home, you'll find 2,077 square feet of comfortable living. The living area is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. The kitchen features modern cabinets, quartz countertops, and sleek stainless-steel appliances, which are sure to both turn heads and make meal prep easy. You'll never be too far from the action with the living and dining area right there. Find luxury vinyl plank flooring throughout a majority of the home including the family room, primary bedroom, kitchen, bathrooms, laundry and foyer. Bedrooms 2,3,4 and 5 will have carpeted floors and a closet in each room. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. The primary bedroom has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. Privacy is guaranteed with a separate door for the toilet and shower.

The essentials

Built
2026
Price / sqft
$169
On market
58 days
Annual tax
$2,451
HOA
$30/mo
Flood zone
X · Low risk
Lot
2,077 sqft
Type
Single Family Residence

Location

3831 Pomelo Dr
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2026
Lot
2,077 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
58
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Smart Home
Split Bedroom
Walk-in Closet(s)
Window Treatments
Playground
Sidewalk
Sliding Doors
Dishwasher
Disposal
Dryer
Ice Maker
Range
Refrigerator
Washer

Elementary

John Snively Elem

Middle

Denison Middle

High

Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,451

Parcel #

26-29-04-664017-001530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harmony On Lake Eloise Phase 4

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

2,077 sqft

Paved
HOA
$30/mo
Leland Management
Date
Event
Price
7/15/2026
Listed for sale
Source: Stellar MLS #O6425514
$350,490
$169/sqft
Est. monthly payment$2,237/mo
Principal & interest$1,828
Property taxes$204
Insurance$175
HOA$30
Down payment20% · $70,098
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $350,490
$347,500 – $350,490
99.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 248 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 58.

Sample: 248 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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