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2236 Labrador Loop, Winter Haven, FL, 33884

$173/sqft·Ashton Covey

4 bd2 ba2,021 sqft2 car garageSingle Family
Listed by MALTBIE REALTY GROUP· Last updated · MLS# W7888133

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,516/mo
Down payment (20%)
$70,033
Property taxes
$0/mo
HOA
$63/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2027
2 car garage
Driveway
6,545 sqft lot
Lot size
2,021 sqft
Living area
Brand new
Built 2027

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
ASHTON COVEY
Type
Single Family Residence

True monthly carry

HOA
~$63/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatWalk-in Closet(s)

2236 Labrador Loop is a 2027-built home in Ashton Covey, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,021 square feet of living space. Listed at $350,165 (about $173/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $63 monthly.

From the listing

Pre-Construction. To be built. Welcome to Ashton Covey in Winter Haven! The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. Discover the ultimate Florida lifestyle in this stunning community. Perfectly situated just off US Highway 27, your new home offers seamless access to work, outdoor recreation, shopping, dining, and more. Imagine being less than 15 minutes from Downtown Winter Haven, where charming local shops and restaurants await your exploration. Plus, you're just 5 miles from public lake access at Lake Daisy, ideal for a day of boating, paddle boarding, and enjoying the water. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

The essentials

Built
2027
Price / sqft
$173
On market
43 days
Annual tax
$0
HOA
$63/mo
Flood zone
X · Low risk
Lot
6,545 sqft
Type
Single Family Residence

Location

2236 Labrador Loop
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2027
Lot
6,545 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
43
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Playground
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range

Elementary

Chain O Lakes Elem

Middle

McLaughlin Academy Of Excellence

High

Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2026)

$0

Parcel #

27-29-18-865159-001880

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Ashton Covey

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

6,545 sqft

SidewalkPaved
HOA
$63/mo
RYAN HOMES
Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #W7888133
$350,165
$173/sqft
Est. monthly payment$2,517/mo
Principal & interest$1,826
Property taxes$452
Insurance$175
HOA$63
Down payment20% · $70,033
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $350,165
$347,500 – $350,165
99.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 248 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 43.

Sample: 248 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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