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183 Lake Thomas, Winter Haven, FL, 33880

$189/sqft·Lake Thomas Woods Eight

4 bd2 ba2,385 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS REALTY SMART 1· Last updated · MLS# P4937839

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Est. monthly payment
$3,013/mo
Down payment (20%)
$90,000
Property taxes
$441/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2005
Waterfront
Lake Front
2 car garage
0.37 acres
Lot size
2,385 sqft
Living area

About this home

Ceiling Fans(s)DishwasherElectric Water HeaterRangeRefrigerator

183 Lake Thomas is a 2005-built home in Lake Thomas Woods Eight Add, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,385 square feet of living space. Listed at $450,000 (about $189/sqft), 201 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

RUDUCED PRICE! MOTIVATED SELLERS Charming 4-Bedroom Lakefront Home on Lake Thomas – No HOA Discover the perfect blend of comfortable family living and relaxed lakefront lifestyle in this beautiful 4-bedroom, 2-bath home on Lake Thomas. Offering a spacious layout, generous outdoor space, and scenic water access, this property delivers both everyday functionality and waterfront charm. Step inside to find tile flooring throughout the main living areas and an open-concept design that seamlessly connects the living and dining spaces — ideal for family gatherings and entertaining guests. Ceiling fans throughout the home enhance comfort year-round. Outdoors, enjoy an oversized, level backyard that’s fully fenced — perfect for pets, outdoor dining, gardening, or play. Whether you're relaxing by the water or hosting weekend barbecues, this home offers space and flexibility to fit your lifestyle. Located in Winter Haven, you’ll appreciate convenient access to local amenities, shopping, dining, and recreational opportunities — all without the burden of HOA restrictions. Lake living, space to grow, and freedom to enjoy — this one has it all.

The essentials

Built
2005
Price / sqft
$189
On market
206 days
Annual tax
$5,292
Flood zone
X · Low risk
Lot
16,117 sqft
Type
Single Family Residence

Location

183 Lake Thomas
Winter Haven, FL, 33880·33880 - Winter Haven/Eloise/JPV/Wahnetta
Type
Single Family Residence
Year Built
2005
Lot
16,117 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Lake Front
Days on Market
206
Ceiling Fans(s)
Dishwasher
Electric Water Heater
Range
Refrigerator
Flood Zone X

Annual Tax (2024)

$5,292

Parcel #

25-28-35-355070-000510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lake Thomas Woods Eight Add

County

Polk

MLS Area

33880 - Winter Haven/Eloise/JPV/Wahnetta

Lot Size

16,117 sqft

Irregular LotOversized Lot
Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #P4937839
$450,000-2.2%
$189/sqft
Price change
Source: Stellar MLS #P4937839
$460,000-1.1%
$193/sqft
2/17/2026
Listed for sale
Source: Stellar MLS #P4937839
$465,000
$195/sqft
Est. monthly payment$3,013/mo
Principal & interest$2,347
Property taxes$441
Insurance$225
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $450,000
$447,500 – $450,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 156 home closings in 33880 landed at this number or higher (57%). The median one sat 39 days before it went under contract, and this one is on day 206 after a $15,000 cut.

Sample: 156 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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