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1302 Lake Elbert Dr SE, Winter Haven, FL, 33880

$224/sqft·Elbert Hills

5 bd5 ba2,626 sqft2 car garageSingle Family
Listed by ELEVATE REAL ESTATE BROKERS· Last updated · MLS# L4962421

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Est. monthly payment
$4,033/mo
Down payment (20%)
$117,900
Property taxes
$664/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1947
Water + city views
City
2 car garage
Bath In Garage
0.40 acres
Lot size
2,626 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenBalconyLightingPrivate EntranceRain GuttersSidewalkStreet Lights

1302 Lake Elbert Dr SE is a 1947-built home in Elbert Hills, Winter Haven. Inside you'll find 5 bedrooms, 5 bathrooms, and 2,626 square feet of living space. Listed at $589,500 (about $224/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Come and See this Amazing Lake Front Home Located in the Water Skiing Capital of the World, on Lake Elbert in Winter Haven, FL. As you enter the front door of this beautiful Home the hardwood floors will delight your eyes as you look down the long foyer to the right that leads pass the kid's 2 Bedrooms area for them to enjoy, to a large Family room with Lake Views that will be one of your favorite places to relax. Going back down the foyer you will end up seeing the 1st floor Master King Ensuite with Lake views and a private bathroom on the left, and the Stunning Gourmet Kitchen on the right flowing into a light-filled Dining Sunroom with Lake Views, perfect for entertaining. This Home is the ideal home to Live in full time, or Enjoy it here during your favorite time of the year, or use it for a short term rental or longer term while you're at your other home. This Home easily sleeps 10 with it's 5 Bedroom, 4.5 Bathrooms, a kid's area that will sleep 4, while the Adults can appreciate 3 King Master Ensuites with their own Bathrooms. The kid's 2 bedrooms area with a bathroom circles back with a door into the Kitchen, the HUB of the home. You can go out the rear door to the nice patio and the 2 car Garage / Game Room that also has the Laundry Room and a Full Bathroom with a walk in Shower. Back inside, going up to the 2nd floor you have a door going out to the balcony in the front of the home over the 1st floor patio that allows for the peaceful Lake views. The other 2 Master King Ensuites with Walk in Closets and Private Full Bathrooms. Sitting on almost 1/2 acre on a hill up from the Lake, this AMAZING HOME with so much to love and could be Yours's to ENJOY all year or create a Great Cash Flow for your Retirement. It is only about a 10 minutes drive to LEGOLAND, and aproxamently 30 minutes or so to DISNEY WORLD, UNIVERSAL STUDIOS, SEA WORLD, and OTHER PARKS, and only about 1.5 hours to the BEAUTIFUL FLORIDA BEACHES OR EITHER SIDE OF THE STATE. Come and See this Amazing Home the is Priced to SELL.

The essentials

Built
1947
Price / sqft
$224
On market
98 days
Annual tax
$7,971
Flood zone
X · Low risk
Lot
17,250 sqft
Type
Single Family Residence

Location

1302 Lake Elbert Dr SE
Winter Haven, FL, 33880·33880 - Winter Haven/Eloise/JPV/Wahnetta
Type
Single Family Residence
Year Built
1947
Lot
17,250 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric
Parking
Bath In Garage, Driveway, Garage Door Opener, Garage Faces Side, Guest, Off Street, On Street
Days on Market
98
Ceiling Fans(s)
Eat-in Kitchen
Balcony
Lighting
Private Entrance
Rain Gutters
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Wine Refrigerator
Flood Zone X

Annual Tax (2025)

$7,971

Parcel #

26-28-27-592500-000171

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Elbert Hills

County

Polk

MLS Area

33880 - Winter Haven/Eloise/JPV/Wahnetta

Lot Size

17,250 sqft

City LimitsLandscapedOversized LotSidewalk
Date
Event
Price
6/5/2026
Listed for sale
Source: Stellar MLS #L4962421
$589,500
$224/sqft
Est. monthly payment$4,033/mo
Principal & interest$3,074
Property taxes$664
Insurance$295
Down payment20% · $117,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $589,500
$585,000 – $589,500
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 156 home closings in 33880 landed at this number or higher (57%). The median one sat 39 days before it went under contract, and this one is on day 98.

Sample: 156 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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