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148 Lake Otis Rd, Winter Haven, FL, 33884

$169/sqft·Lakewood

4 bd3 ba2,663 sqft2 car garageSingle Family
Listed by LOCKHART & ASSOCIATES INC· Last updated · MLS# L4958667

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Est. monthly payment
$3,189/mo
Down payment (20%)
$90,200
Property taxes
$512/mo
HOA
$1,200/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1974
Private pool
In Ground
2 car garage
0.49 acres
Lot size
2,663 sqft
Living area

About this home

Eat-in KitchenPrimarybedroom UpstairsWalk-in Closet(s)Window TreatmentsPrivate MailboxDishwasherMicrowaveRange

148 Lake Otis Rd is a 1974-built home in Lakewood, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,663 square feet of living space. Listed at $451,000 (about $169/sqft), 231 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,200 annually.

From the listing

SELLER VERY MOTIVATED! Spacious 4-Bedroom, 3-Bath Pool Home in the admired Lakewood Community. Nestled on an oversized lot with mature trees, this remodeled tri-level home offers a perfect blend of modern luxury and comfort. With a spacious layout, a private pool, and an abundance of natural light, this home is designed for both relaxation and entertaining. As you enter, you’ll immediately notice the bright and airy atmosphere created by large windows that allow natural light to flood the home. The home features stunning luxury vinyl plank flooring and a beautiful brick fireplace, adding warmth and character to the space. The kitchen is of good size and boasting sleek countertops, new modern appliances, and ample cabinet space. Enjoy casual meals in the eat-in kitchen or step outside to the screened-in porch, an ideal spot for dining al fresco or simply relaxing while overlooking the expansive backyard and pool. Come add your personal touches and make this house your beautiful home!

The essentials

Built
1974
Price / sqft
$169
On market
235 days
Annual tax
$6,141
HOA
$1,200/yr
Flood zone
X · Low risk
Lot
21,275 sqft
Type
Single Family Residence

Location

148 Lake Otis Rd
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
1974
Lot
21,275 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
235
Eat-in Kitchen
Primarybedroom Upstairs
Walk-in Closet(s)
Window Treatments
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$6,141

Parcel #

26-28-27-000000-044260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lakewood

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

21,275 sqft

HOA
$1,200/yr
Premier Community Management
Date
Event
Price
7/18/2026
Price change
Source: Stellar MLS #L4958667
$451,000-1.7%
$169/sqft
Price change
Source: Stellar MLS #L4958667
$459,000-1.3%
$172/sqft
1/19/2026
Listed for sale
Source: Stellar MLS #L4958667
$465,000
$175/sqft
Est. monthly payment$3,189/mo
Principal & interest$2,352
Property taxes$512
Insurance$226
HOA$100
Down payment20% · $90,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $451,000
$447,500 – $451,000
99.5% – 100% of listTops out right at the list price
80% of listList price
156 of the last 247 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 235 after a $14,000 cut.

Sample: 247 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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