Active
$349,900
Est. $2,187/mo

1097 Normandy Heights Cir, Winter Haven, FL, 33880

$152/sqft·Normandy Heights

4 bd2 ba2,307 sqft2 car garageSingle Family
Listed by CENTURY 21 MYERS REALTY· Last updated · MLS# L4963186

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Est. monthly payment
$2,187/mo
Down payment (20%)
$69,980
Property taxes
$137/mo
HOA
$600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2012
2 car garage
8,059 sqft lot
Lot size
2,307 sqft
Living area

About this home

ThermostatLightingDishwasherDryerMicrowaveRangeRefrigeratorWasher

1097 Normandy Heights Cir is a 2012-built home in Normandy Heights, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,307 square feet of living space. Listed at $349,900 (about $152/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.

From the listing

Beautiful 4BR/2BA home in desirable Winter Haven featuring a spacious split floor plan, bright open living areas, and a screened lanai overlooking a large backyard. Roof is only 1 year old with transferable warranty to new owners! The primary suite includes dual vanities and a private bath, while three additional bedrooms allow plenty of space for family, guests, or a home office. Enjoy great curb appeal, a two-car garage, and a peaceful setting with convenient access to shopping, dining, schools, and major roadways. A wonderful opportunity to enjoy comfortable Florida living! Don't miss the opportunity to make this move-in-ready home yours—schedule your private showing today!

The essentials

Built
2012
Price / sqft
$152
On market
72 days
Annual tax
$1,646
HOA
$600/yr
Flood zone
X · Low risk
Lot
8,059 sqft
Type
Single Family Residence

Location

1097 Normandy Heights Cir
Winter Haven, FL, 33880·33880 - Winter Haven/Eloise/JPV/Wahnetta
Type
Single Family Residence
Year Built
2012
Lot
8,059 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
72
Thermostat
Lighting
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$1,646

Parcel #

26-28-31-641447-001240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Normandy Heights

County

Polk

MLS Area

33880 - Winter Haven/Eloise/JPV/Wahnetta

Lot Size

8,059 sqft

HOA
$600/yr
Highland Community Management
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #L4963186
$349,900-1.4%
$152/sqft
—
Price change
Source: Stellar MLS #L4963186
$355,000-2.7%
$154/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #L4963186
$365,000
$158/sqft
Est. monthly payment$2,187/mo
Principal & interest$1,825
Property taxes$137
Insurance$175
HOA$50
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $349,900
$347,500 – $349,900
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 156 home closings in 33880 landed at this number or higher (57%). The median one sat 39 days before it went under contract, and this one is on day 72 after a $15,100 cut.

Sample: 156 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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