7905 Charing Cross Way, Palmetto, FL, 34221
$206/sqft·Waterford Ph I-a, II & Ii-a
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At a glance
Open house
Saturday, Sep 12· 5:00 PM to 7:00 PM
About this home
7905 Charing Cross Way is a 2005-built home in Waterford Ph I-a, II & Ii-a, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,647 square feet of living space. Listed at $339,000 (about $206/sqft), 5 days on market. Flood zone X,AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 monthly.
Short Sale. MOVE-IN READY with a NEWER ROOF, NEWER A/C, NEWER kitchen appliances AND a valuable transferable home warranty! Welcome to 7905 Charing Cross Way, a 3-bedroom, 2-bath home offering over 1,600 heated square feet on a desirable corner lot in the Waterford community. Inside, a neutral color palette, tile and carpet flooring, and a comfortable, functional open floor plan make this home easy to move right into. The kitchen features new appliances installed in November 2025, while the indoor laundry room adds everyday convenience. The spacious primary suite features two walk-in closets and a private en-suite bath. An attached two-car garage and oversized driveway provide plenty of parking and additional storage. Tucked away with peaceful conservation and pond views, the home's corner-lot setting offers an added sense of privacy surrounded by nature. Step outside to the screened lanai and enjoy the tranquil backdrop—a perfect spot for morning coffee or unwinding at the end of the day. Several major improvements have already been completed, including a NEWER ROOF installed September 2024 with a 10-year warranty and a NEWER A/C installed January 2024 with a 10-year parts warranty. A partial vinyl fence was installed in January 2025 and includes a 2-year labor warranty and limited lifetime parts warranty. Even more peace of mind comes with a transferable Home Warranty valid through July 14, 2027. Enjoy the community pool located just one street away near the main entrance. HOA dues are only $100 per month, with NO master HOA, NO CDD fees and NO FLOOD INSURANCE required.* Conveniently located near shopping, recreation and exciting new development, Gateway shopping center is approximately one mile away with Publix, restaurants and everyday services, while two golf courses are within approximately two miles. Terra Ceia Preserve State Park is approximately 3.5 miles away, offering miles of natural Florida scenery, trails and kayak access. Adding to the area's growing amenities, a new BayCare healthcare and hospital project is currently underway and scheduled to open in late 2028. Elementary, middle and multiple charter school options are also located within approximately 2 miles. Offered at $339,000. This property is being sold as a short sale and is subject to lender approval. *Buyer/Buyer's Agent to verify flood zone and flood insurance requirements with their lender and insurance provider.
The essentials
Location
Elementary
Virgil Mills Elementary
Middle
Buffalo Creek Middle
High
Palmetto High
Districts can re-zone, so verify directly with the district before relying on these.
Annual Tax (2025)
$3,922
Parcel #
647136209
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Waterford Ph I-a, II & Ii-a
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
7,105 sqft
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
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