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4319 15th Way, Palmetto, FL, 34221

$247/sqft·Heritage Bay

3 bd2 ba1,825 sqft4 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# A4698810

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Est. monthly payment
$3,405/mo
Down payment (20%)
$90,000
Property taxes
$732/mo
HOA
$304/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1991
Water views
Trees/Woods
Community pool
Shared amenity
4 car garage
Boat
8,146 sqft lot
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

4319 15th Way is a 1991-built home in Heritage Bay, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,825 square feet of living space. Listed at $450,000 (about $247/sqft), 43 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $304 quarterly.

From the listing

Welcome to the highly sought-after Heritage Bay community on beautiful Snead Island, where coastal charm, privacy, and the timeless appeal of Old Florida create an exceptional place to call home. This elevated Key West-style residence offers 3 bedrooms, 2 bathrooms, and an oversized garage with room for 4+ vehicles, boats, golf carts, and recreational toys, plus a dedicated workshop. The spacious galley kitchen features granite countertops, solid ivory wood cabinetry, decorative tile backsplash, Samsung stainless steel appliances, Kenmore Washer and Dryer and a convenient butler's pantry. The open living area is filled with natural light and flows seamlessly to expansive covered porches with preserve views and glimpses of Terra Ceia Bay. The home features beautiful 20" x 20" decorative ceramic tile throughout the main living areas, while all bedrooms are comfortably carpeted. The private primary suite offers a spacious walk-in closet and an impressive en-suite bath with dual vanities, large soaking tub, huge tiled walk-in shower, private water closet, and direct access to the rear balcony. Upstairs, the versatile third-floor loft with impact windows and a private balcony can serve as a guest suite, home office, media room, or playroom. Outdoor living is one of this home's greatest features. Enjoy the welcoming front porch, spacious rear porch overlooking the preserve, or head to the rooftop sun deck for panoramic bay views. Recent improvements include a new metal roof, new electrical panel, impact-rated front entry door, and impact windows in the third-floor loft. Heritage Bay residents enjoy access to a community pool and tennis courts just a short stroll from the home. Living on Snead Island is about much more than owning a home—it's embracing a lifestyle. Home to approximately 300 residences, the island offers a peaceful atmosphere with only a handful of commercial businesses, including the Bradenton Yacht Club, marina, and local nursery. With no traffic lights, minimal traffic, and one road in and out, residents enjoy a relaxed pace of life that is becoming increasingly rare. Just minutes away is Emerson Point Preserve, a stunning 500-acre State Park where Tampa Bay, Terra Ceia Bay, and the Manatee River meet. Enjoy miles of walking and biking trails, kayak launches, an observation tower, abundant wildlife, a dog-friendly beach, picnic areas, and spectacular sunsets year-round. The island's welcoming community is one of its greatest treasures. Neighbors travel by golf cart, ride horses, walk dogs, and gather together throughout the year. A beloved holiday tradition lights the island's streets with candlelit sandbags each December, creating a magical setting and strong sense of community that makes Snead Island so special.

The essentials

Built
1991
Price / sqft
$247
On market
71 days
Annual tax
$8,782
HOA
$304/qtr
Flood zone
AE
Lot
8,146 sqft
Type
Single Family Residence

Location

4319 15th Way
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
1991
Lot
8,146 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Electric
Parking
Boat, Driveway, Golf Cart Garage, Ground Level, Oversized, Workshop in Garage
Days on Market
71
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Private Yard
Sliding Doors
Storage
Tennis Court(s)
Deed Restrictions
Golf Carts OK
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$8,782

Parcel #

2930401506

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Heritage Bay

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

8,146 sqft

Cul-De-SacFlood Insurance RequiredLandscapedStreet Dead-End
HOA
$304/qtr
Heritage Bay HOA Tammy Hughes
Date
Event
Price
7/2/2026
Listed for sale
Source: Stellar MLS #A4698810
$450,000
$247/sqft
Est. monthly payment$3,405/mo
Principal & interest$2,347
Property taxes$732
Insurance$225
HOA$101
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $450,000
$445,000 – $450,000
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 71.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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