3723 109th Street East, Palmetto, FL, 34221
$221/sqft·Mandarin Grove
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At a glance
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- MANDARIN GROVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$19/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
3723 109th Street East is a 2026-built home in Mandarin Grove, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,713 square feet of living space. Listed at $599,900 (about $221/sqft), 228 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $18.75 monthly.
Under Construction. Welcoming entryway is embraced by a private guest suite with full bathroom and ample storage space and French doors that enclose the home office. As you enter the kitchen you will see a large island with built-in seating and a corner walk-in pantry. The dining area is embraced by a corner of windows and provides access to the extended backyard covered lanai. The family room boasts a wood mantel fireplace and ample natural light from the sliding glass door overlooking the backyard. The primary bedroom hosts three large windows. Double doors lead into the primary bathroom which features dual vanities, a freestanding tub, glass enclosed shower, and oversized walk-in closet. Upstairs you are greeted by a game room that overlooks the family room below. Two secondary bedrooms with additional storage and a full bathroom complete the second level. The laundry room is located off of the family room. Two-car garage.
The essentials
Location
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High
Districts can re-zone, so verify directly with the district before relying on these.
Annual Tax (2025)
$3,460
Parcel #
612300909
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Mandarin Grove
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
7,300 sqft
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Offer Insights
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Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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