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428 Chimney Rock Dr, Ruskin, FL, 33570

$134/sqft·Blackstone At Bay Park

5 bd3 ba3,105 sqft2 car garageSingle Family
Listed by COMPASS FLORIDA LLC· Last updated · MLS# TB8530627

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,918/mo
Down payment (20%)
$83,000
Property taxes
$486/mo
HOA
$184/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2006
2 car garage
Driveway
5,502 sqft lot
Lot size
3,105 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSplit BedroomWalk-in Closet(s)

428 Chimney Rock Dr is a 2006-built home in Blackstone At Bay Park, Ruskin. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,105 square feet of living space. Listed at $415,000 (about $134/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $184 quarterly.

From the listing

Welcome to this beautifully updated 5-bedroom, 3-bathroom home offering the perfect blend of style, space, and functionality. Step inside to a spacious flex room just off the entryway, ideal for a home office, playroom, formal living area, or workout space. The heart of the home is the stunning renovated kitchen, featuring white cabinetry, quartz countertops, an electric cooktop, built-in oven and microwave, upgraded appliances, a beverage station, and a large center island with seating, making it perfect for both everyday living and entertaining. Designed with both comfort and convenience in mind, this home features no carpet anywhere, offering easy maintenance and a clean, modern look throughout. For added peace of mind, both the roof and HVAC system were replaced in 2025. The thoughtfully designed floor plan includes a secondary bedroom and a full bathroom on the main level, providing an ideal setup for guests or multigenerational living. Upstairs, you'll find a spacious loft that offers additional living space for a media room, game room, or family lounge. The private primary suite features a beautifully renovated ensuite bathroom and a large walk-in closet. Three additional bedrooms and a third full bathroom complete the second floor. Step outside to the screened-in lanai overlooking a fully fenced backyard, creating the perfect setting to relax, entertain, or enjoy Florida's outdoor lifestyle. Conveniently located in Ruskin with easy access to shopping, dining, schools, and major commuter routes, this move-in-ready home combines thoughtful updates, flexible living spaces, and modern finishes throughout.

The essentials

Built
2006
Price / sqft
$134
On market
53 days
Annual tax
$5,827
HOA
$184/qtr
Flood zone
X · Low risk
Lot
5,502 sqft
Type
Single Family Residence

Location

428 Chimney Rock Dr
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2006
Lot
5,502 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
53
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Window Treatments
Private Yard
Sidewalk
Sliding Doors
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,827

Parcel #

U-04-32-19-852-C00000-00026.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Blackstone At Bay Park

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

5,502 sqft

HOA
$184/qtr
Arkham Services
Date
Event
Price
7/20/2026
Listed for sale
Source: Stellar MLS #TB8530627
$415,000+43.1%
$134/sqft
3/18/2021
Sold
Source: Hillsborough County Public Record
$290,000
$93/sqft
Est. monthly payment$2,919/mo
Principal & interest$2,164
Property taxes$486
Insurance$208
HOA$61
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $415,000
$412,500 – $415,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 53.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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