1911 Fan Aloe Way, Ruskin, FL, 33570
$134/sqft·Spencer Crk Ph 2
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
At a glance
About this home
1911 Fan Aloe Way is a 2022-built home in Spencer Crk Ph 2, Ruskin. Inside you'll find 6 bedrooms, 3 bathrooms, and 3,362 square feet of living space. Listed at $449,900 (about $134/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $20 annually.
USDA eligible! Qualified buyers can purchase with ZERO down, and with the right offer the seller will cover closing costs, meaning you could get into this home with little to NOTHING out of pocket. Use our preferred lender and receive a 1% lender credit toward buying down your interest rate on top of it. At 3,326 square feet, you will not find a more affordable home of this size anywhere in Tampa Bay for the money. Now the house itself. Built in 2022 with 6 bedrooms and 3 full baths, tastefully updated with luxury flooring in all the common spaces. The open floor plan connects the kitchen, dining, and living areas into one big gathering space, and two flex rooms give you options most homes simply do not have. Home office, gym, playroom, theater, you choose. Two bedrooms sit downstairs, including the primary suite, so there are no stairs between you and your morning coffee. Upstairs holds the remaining bedrooms plus room to spread out. All of it on a quarter acre corner lot with extra yard, extra privacy, and only one neighbor beside you. And the HOA? Roughly $9 a month. You read that right. Spencer Creek puts you minutes from I75, US301, shopping, and the waterfront. Homes like this do not sit. Schedule your private showing today.
The essentials
Location
Elementary
Ruskin-HB
Middle
Shields-HB
High
Lennard-HB
Districts can re-zone, so verify directly with the district before relying on these.
Annual Tax (2025)
$10,105
Parcel #
U-16-32-19-C3U-000000-00235.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Spencer Crk Ph 2
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
11,080 sqft
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Offer Insights
Choose an offer strength
Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamKeep exploring Tampa Bay
Pick up where you left off, or see what else is out there.





