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525 19th St NW, Ruskin, FL, 33570

$148/sqft·Mira Lago West Ph 3

5 bd3 ba3,300 sqft2 car garageSingle Family
Listed by 27NORTH REALTY· Last updated · MLS# TB8523480

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,561/mo
Down payment (20%)
$97,800
Property taxes
$669/mo
HOA
$294/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2012
Community pool
Shared amenity
2 car garage
Driveway
5,500 sqft lot
Lot size
3,300 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Wood CabinetsStone Counters

525 19th St NW is a 2012-built home in Mira Lago West Ph 3, Ruskin. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,300 square feet of living space. Listed at $488,998 (about $148/sqft), 75 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $294 quarterly.

From the listing

525 19th Street, Ruskin | 5 Bed | 3Bath | 3,300 SF | 2-Story | Designer Remodel | 2 Car Garage | Mira Lago ** SELLER MOTIVATED** The studs, this extraordinary designer home in the gated community of Mira Lago delivers a rare level of craftsmanship and intentional detail. Designed by Dutch designer Johanna Delwiche, whose work has been featured on HGTV, the open-concept main living areas feature exposed ceiling beams, recessed LED lighting, and curated finishes that create a warm, elevated atmosphere throughout. The show-stopping kitchen is the heart of the home, showcasing brand-new custom cabinetry and premium appliances. A formal dining room, dedicated office, and spacious loft give you the flexible layout to work, gather, and unwind. All five bedrooms, including the luxurious primary suite, are conveniently located upstairs. On the main level, a versatile flex room featuring a built-in Murphy bed provides the perfect space for a private in-law suite, guest quarters, or home office. The primary suite is a private retreat with peaceful water views, a freestanding soaking tub, built-in bidet, two separate walk-in closets, and a modern suspended fireplace. The main-floor bedroom includes a brand-new Murphy bed, making it ideal for guests or multigenerational living. Hurricane-impact windows throughout. Available furnished or unfurnished. Mira Lago is a gated community in Ruskin featuring a resort-style pool, playground, and basketball court -- with low HOA fees, low CDD fees, and Flood Zone X designation. Little Harbor Marina is two minutes away. E.G. Simmons Park with boat ramps, canoe rentals, and picnic areas is right around the corner. Waterfront dining, beaches, and local entertainment are all within easy reach. What the Seller Loves: The craftsmanship in this home is something you feel the moment you walk in -- from the beams overhead to the suspended fireplace to the soaking tub with water views. It is a one-of-a-kind space that we had to work hard to leave.

The essentials

Built
2012
Price / sqft
$148
On market
77 days
Annual tax
$8,024
HOA
$294/qtr
Flood zone
X500 · Low risk
Lot
5,500 sqft
Type
Single Family Residence

Location

525 19th St NW
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2012
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level, Off Street
Days on Market
77
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Fire Pit
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Private Yard
Sidewalk
Buyer Approval Required
Clubhouse
Gated Community - No Guard
Golf Carts OK
Playground
Pool
Wheelchair Access
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer

Elementary

Thompson Elementary

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X500

Annual Tax (2025)

$8,024

Parcel #

U-01-32-18-90V-000000-00537.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mira Lago West Ph 3

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

5,500 sqft

Near MarinaNear Public TransitSidewalkPavedPrivate
HOA
$294/qtr
Chris
Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #TB8523480
$488,998
$148/sqft
Price change
Source: Stellar MLS #TB8523480
$488,999-7.0%
$148/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #TB8523480
$525,900
$159/sqft
Est. monthly payment$3,561/mo
Principal & interest$2,550
Property taxes$669
Insurance$244
HOA$98
Down payment20% · $97,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $488,998
$487,500 – $488,998
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 77 after a $36,902 cut.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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