Active

10039 Smarty Jones Dr, Ruskin, FL, 33573

$149/sqft·Belmont

5 bd4 ba4,328 sqft3 car garageSingle Family
Listed by CENTURY 21 BEGGINS ENTERPRISES· Last updated · MLS# TB8480417

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,812/mo
Down payment (20%)
$128,780
Property taxes
$1,119/mo
HOA
$158/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2013
Waterfront
Pond
Private pool
Heated
3 car garage
Tandem
7,631 sqft lot
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanStone CountersWalk-in Closet(s)

10039 Smarty Jones Dr is a 2013-built home in Belmont, Ruskin. Inside you'll find 5 bedrooms, 4 bathrooms, and 4,328 square feet of living space. Listed at $643,900 (about $149/sqft), 177 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $158 annually.

From the listing

Short Sale. Motivated Seller! Check out this fabulous home featuring a spacious and functional floor plan with a POOL and peaceful WATER view. This 2 story home offers over 4,000 square feet with 5 bedrooms, 4 full bathrooms, a MEDIA room, and an oversized 3 car tandem garage. Major updates include a NEW ROOF in 2025, exterior paint in 2025, a heated POOL in 2021, and a 2 story screened lanai in 2022. As you enter, you are welcomed by a combined living and dining room with a modern fireplace. On the right is a flex room with a custom barn door that can be used as an office, man cave, or whatever best fits your lifestyle. The kitchen is perfect for gatherings with granite countertops, an island, a food pantry, a custom vent hood, and stainless steel appliances. It opens to the large family room and breakfast nook overlooking the pool and pond. The first floor also includes a bedroom and full bathroom, perfect for guests or as a mother-in-law suite. Upstairs, you will find 4 additional bedrooms, 2 bathrooms, and a spacious primary suite featuring a cozy fireplace, sitting area, 2 walk-in closets, and access to a balcony. The primary bathroom includes double sinks, a garden tub, and a separate shower. The home theater room is ready for movie nights with comfortable custom seating, surround sound, a projection screen, and balcony access. Step outside and relax in your private heated pool and spa with waterfall features, custom tile, and a paver deck with plenty of covered seating while enjoying beautiful sunset views over the pond. Located in the popular Belmont community with amenities that include two pools, tennis courts, a basketball court, playground, clubhouse, walking trails, open green space, and a dog park. Check out the 3D tour to get a better feel for this fabulous property. Utilities are currently off. Buyer will be responsible for turning on utilities for inspections if needed.

The essentials

Built
2013
Price / sqft
$149
On market
198 days
Annual tax
$13,428
HOA
$158/yr
Flood zone
X · Low risk
Lot
7,631 sqft
Type
Single Family Residence

Location

10039 Smarty Jones Dr
Ruskin, FL, 33573·33573 - Sun City Center / Ruskin
Type
Single Family Residence
Year Built
2013
Lot
7,631 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Tandem
Pool
Child Safety Fence, Gunite, Heated, In Ground
Waterfront
Pond
Days on Market
198
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Walk-in Closet(s)
Balcony
Hurricane Shutters
Lighting
Rain Gutters
Sidewalk
Sliding Doors
Deed Restrictions
Dog Park
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Washer

Elementary

Belmont Elementary School

Middle

Eisenhower-HB

High

Sumner High School

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$13,428

Parcel #

U-19-31-20-99D-000009-00012.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Belmont

County

Hillsborough

MLS Area

33573 - Sun City Center / Ruskin

Lot Size

7,631 sqft

HOA
$158/yr
Tina Farrell
Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #TB8480417
$643,900-0.2%
$149/sqft
Price change
Source: Stellar MLS #TB8480417
$644,900-19.3%
$149/sqft
2/25/2026
Listed for sale
Source: Stellar MLS #TB8480417
$799,000+12.5%
$185/sqft
6/26/2024
Sold
Source: Hillsborough County Public Record
$710,000
$164/sqft
Est. monthly payment$4,812/mo
Principal & interest$3,358
Property taxes$1,119
Insurance$322
HOA$13
Down payment20% · $128,780
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $643,900
$635,000 – $643,900
98.5% – 100% of listTops out right at the list price
80% of listList price
85 of the last 166 home closings in 33573 landed at this number or higher (51%). The median one sat 46 days before it went under contract, and this one is on day 198 after a $155,100 cut.

Sample: 166 closed home sales in 33573 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.