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13208 Shellmore Ave, Palmetto, FL, 34221

$182/sqft·Coasterra

4 bd3 ba2,337 sqft2 car garageSingle Family
Listed by MERITAGE HOMES OF FL REALTY· Last updated · MLS# TB8529397

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,484/mo
Down payment (20%)
$85,212
Property taxes
$0/mo
HOA
$49/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
6,000 sqft lot
Lot size
2,337 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
COASTERRA
Type
Single Family Residence

True monthly carry

HOA
~$49/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboOpen FloorplanSolid Surface CountersSplit BedroomThermostatWalk-in Closet(s)SidewalkPlayground

13208 Shellmore Ave is a 2026-built home in Coasterra, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,337 square feet of living space. Listed at $426,060 (about $182/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $49 monthly.

From the listing

Brand new, energy-efficient home available NOW! The Modena offers an open-concept floorplan with a flex space fit for an office or dining space. Enjoy cooking in the open kitchen with a large work island or entertaining on the covered lanai. Unwind in the private primary suite. Coasterra Reserve Series offers new single-family homes in Palmetto, FL with a variety of floorplans, both single-story and two-story. Residents can enjoy the ideal Florida lifestyle with the community’s resort-style pool and cabana. With close proximity to I-75, this community offers easy access to St. Pete, Bradenton, Sarasota and beautiful Gulf Coast beaches. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2026
Price / sqft
$182
On market
52 days
Annual tax
$1
HOA
$49/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

Location

13208 Shellmore Ave
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
52
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2026)

$1

Parcel #

589603409

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Coasterra

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

6,000 sqft

HOA
$49/mo
Cove at Coasterra HOA
Date
Event
Price
7/21/2026
Listed for sale
Source: Stellar MLS #TB8529397
$426,060
$182/sqft
Est. monthly payment$2,484/mo
Principal & interest$2,222
Property taxes$0
Insurance$213
HOA$49
Down payment20% · $85,212
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $426,060
$420,000 – $426,060
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 52.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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