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3817 109th Street East, Palmetto, FL, 34221

$254/sqft·Mandarin Grove

4 bd3 ba2,262 sqft3 car garageSingle Family
Listed by PERRY HOMES· Last updated · MLS# TB8355912

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Est. monthly payment
$3,539/mo
Down payment (20%)
$114,980
Property taxes
$239/mo
HOA
$15/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2024
3 car garage
6,731 sqft lot
Lot size
2,262 sqft
Living area

About this home

High CeilingsIN Wall Pest SystemSmart HomeThermostatTray Ceiling(s)SidewalkStreet LightsBuilt-in Oven

3817 109th Street East is a 2024-built home in Mandarin Grove, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,262 square feet of living space. Listed at $574,900 (about $254/sqft), 541 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $15 monthly.

From the listing

Under Construction. The side entryway off the front porch is lined with windows to let in ample natural light. The kitchen greets you with an island with built-in seating and a corner walk-in pantry. The dining area sets the space for the open concept family room that is embraced by a wall of windows. The backyard features an extended covered lanai. The primary bedroom is at the rear of the home and has three large windows overlooking the backyard. Double doors open into the primary bathroom which has dual vanities, garden tub, glass enclosed shower, and two walk-in closets. Three secondary bedrooms each with walk-in closets and two full bathrooms complete the space. The laundry room and drop zone are off the three-car garage.

The essentials

Built
2024
Price / sqft
$254
On market
561 days
Annual tax
$2,868
HOA
$15/mo
Flood zone
X · Low risk
Lot
6,731 sqft
Type
Single Family Residence

Location

3817 109th Street East
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2024
Lot
6,731 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
561
High Ceilings
IN Wall Pest System
Smart Home
Thermostat
Tray Ceiling(s)
Sidewalk
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
In a CDD (Community Development District)Flood Zone X

Annual Tax (2024)

$2,868

Parcel #

612306859

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mandarin Grove

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

6,731 sqft

HOA
$15/mo
TBD
Date
Event
Price
7/2/2025
Price change
Source: Stellar MLS #TB8355912
$574,900-4.2%
$254/sqft
Price change
Source: Stellar MLS #TB8355912
$599,900-4.3%
$265/sqft
2/27/2025
Listed for sale
Source: Stellar MLS #TB8355912
$626,900
$277/sqft
Est. monthly payment$3,540/mo
Principal & interest$2,998
Property taxes$239
Insurance$287
HOA$15
Down payment20% · $114,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $574,900
$570,000 – $574,900
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 561 after a $52,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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