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5828 Windbreak CT, Apollo Beach, FL, 33572

$216/sqft·Waterset Wolf Crk Ph B

3 bd2 ba1,805 sqft2 car garageVilla
Listed by COASTAL PROPERTIES GROUP INTER· Last updated · MLS# TB8523071

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Est. monthly payment
$3,445/mo
Down payment (20%)
$77,980
Property taxes
$754/mo
HOA
$1,389.15/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Villa
Built 2024
Water views
Water
Community pool
Fitness center too
2 car garage
Driveway
4,440 sqft lot
Lot size

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPest Guard SystemSplit BedroomStone CountersThermostatTray Ceiling(s)

5828 Windbreak CT is a 2024-built home in Waterset Wolf Crk Ph B, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,805 square feet of living space. Listed at $389,900 (about $216/sqft), 72 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,389.15 quarterly.

From the listing

Experience the active lifestyle at Regency at Waterset, the only 55+ low-maintenance neighborhood within the established Waterset master-planned community in Apollo Beach. This exclusive gated enclave offers resort-style amenities reserved for Regency residents, creating the perfect setting for recreation, relaxation, and social connection. Built in late 2024 by Toll Brothers, this Tern floor plan with the sought-after Modern Ranch elevation offers 3 bedrooms, 2 bathrooms, a 2-car garage, and 1,805 sq. ft. of living space. Designed for both everyday living and entertaining, the open-concept seamlessly connects the spacious living room, dining area, and gourmet kitchen that showcases shaker-style cabinetry, Quartz countertops, a timeless backsplash, a built-in wall oven/microwave, and a GAS cooktop. A large center island with bar seating serves as the heart of the home, provides casual dining and a gathering space. The outdoor living space has been thoughtfully enhanced beyond the original builder design to create a backyard retreat. From the screened lanai with retractable privacy shades to the expanded brick paver patio, every detail has been carefully designed for year-round Florida living. Custom enhancements include a decorative retaining wall with raised landscape beds, lush colorful and tropical landscaping, a soothing water feature, and serene water views that create a private setting for relaxing or entertaining. The thoughtfully designed split floor plan places the spacious primary suite at the rear of the home, offering added privacy and peaceful backyard and pond views. The primary suite features a luxurious en-suite bathroom with dual sinks, Quartz countertops, an oversized frameless glass walk-in shower with a built-in bench, a separate water closet, and a spacious walk-in closet with custom organization. Two generously sized secondary bedrooms provide comfortable accommodations for guests while offering the flexibility for dual use as a home office, hobby room, den and more! The full guest bathroom continues the home's stylish design with shaker style cabinetry, Quartz countertop, and has a tub/shower combination. The interior laundry room offers upper storage shelving, workspace, and a full-size washer and dryer. Additional features include newly installed laminate flooring over the existing tile, a retractable screen door, vented microwave, tray ceilings, recessed lighting, updated ceiling fans, epoxy-coated garage floor, and remaining transferable builder structural/mechanical warranties, along with applicable manufacturer warranties and the golf cart is available for purchase. Residents enjoy exclusive access to The Cove, a 14,800-square-foot amenity center featuring a resort-style pool and spa, state-of-the-art fitness center with yoga studio, game room, pavilion with grill and bar, pickleball, tennis, and bocce courts, a dog park, walking trails, and a full calendar of clubs and activities curated by the on-site Lifestyle Director. This comunity allows for 6 month rentals and is PET FRIENDLY with no weight limitations! The low quarterly fee includes high-speed internet, cable TV, lawn maintenance, exterior painting, and roof repair/maintenance and replacement providing a truly low-maintenance lifestyle in a non flood zone location and FHA, VA, Conventional Financing Welcome!

The essentials

Built
2024
Price / sqft
$216
On market
78 days
Annual tax
$9,043
HOA
$1,389.15/qtr
Flood zone
X500 · Low risk
Lot
4,440 sqft
Type
Villa

Location

5828 Windbreak CT
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Villa
Year Built
2024
Lot
4,440 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
78
Ceiling Fans(s)
High Ceilings
Open Floorplan
Pest Guard System
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Restaurant
Sidewalks
Special Community Restrictions
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Refrigerator
Washer
In a CDD (Community Development District)Flood Zone X500

Annual Tax (2025)

$9,043

Parcel #

U-27-31-19-D3L-000035-00034.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterset Wolf Crk Ph B

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

4,440 sqft

HOA
$1,389.15/qtr
FirstService Residential/Heather Pitt
Date
Event
Price
7/23/2026
Price change
Source: Stellar MLS #TB8523071
$389,900-4.9%
$216/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #TB8523071
$409,900+14.2%
$227/sqft
9/19/2025
Sold
Source: Hillsborough County Public Record
$359,000
$199/sqft
Est. monthly payment$3,445/mo
Principal & interest$2,033
Property taxes$754
Insurance$195
HOA$463
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $389,900
$387,500 – $389,900
99.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 55 townhouse or villa closings in 33572 landed at this number or higher (60%). The median one sat 50 days before it went under contract, and this one is on day 78 after a $20,000 cut.

Sample: 55 closed townhouse or villa sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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