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416 Manns Harbor Dr, Apollo Beach, FL, 33572

$187/sqft·Mirabay Phase 3a-1

4 bd3 ba2,812 sqft2 car garageSingle Family
Listed by GULF SHORES REALTY ERA POWERED LLC· Last updated · MLS# TB8490028

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,971/mo
Down payment (20%)
$105,000
Property taxes
$954/mo
HOA
$189.97/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2006
Community pool
Fitness center too
2 car garage
6,600 sqft lot
Lot size
2,812 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)Balcony

416 Manns Harbor Dr is a 2006-built home in Mirabay Phase 3a-1, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,812 square feet of living space. Listed at $525,000 (about $187/sqft), 155 days on market. Flood zone AE, X - confirm flood insurance requirements with your lender. HOA runs $189.97 annually.

From the listing

NEW PRICE | 2,812 SQ FT + FIRST-FLOOR PRIMARY + OFFICE + OVERSIZED LOFT in sought-after MiraBay! Welcome to this inviting 4-bedroom, 2.5-bath Key West-inspired home offering the space and flexibility today’s buyers are looking for, along with a metal roof, expansive screened outdoor living and access to one of Tampa Bay’s premier gated waterfront communities. From the moment you arrive, a charming paver walkway leads to the expanded front porch, framed by mature tropical landscaping and perfect for morning coffee or unwinding at the end of the day. Above, a private balcony provides another peaceful outdoor retreat. Inside, the thoughtfully designed layout offers flexibility and flow. A dedicated office/den provides an ideal work-from-home space, while the formal dining room offers room for gatherings and entertaining. At the heart of the home, the kitchen features granite countertops, double ovens, a gas cooktop and a breakfast area with built-in bench seating, opening seamlessly to the main living area. The first-floor primary suite offers privacy and convenience with direct access to the screened lanai. Upstairs, an oversized loft/bonus room provides exceptional flexibility as a media room, playroom, second living area, homework space, game room or whatever best suits your everyday needs, along with three additional bedrooms and a full bath. Designed for Florida living, multiple sets of French doors open to the oversized screened lanai and extended paver patio. The backyard is being refreshed with new sod, creating an inviting backdrop for relaxing, entertaining and enjoying the outdoors year-round. Plantation shutters throughout and a durable metal roof add to the home’s appeal, while the versatile spaces offer plenty of opportunity to personalize the home to your own style. Best of all, experience the lifestyle that truly sets MiraBay apart—resort-style amenities, waterfront recreation and a vibrant sense of community, all right outside your door. Residents enjoy a waterfront clubhouse, resort-style pool with waterslide and lap lanes, on-site café, fitness center, tennis and pickleball courts, parks, playgrounds, walking trails, plus a vibrant calendar of community events and activities for all ages. Set along a spectacular 135-acre lagoon, MiraBay also offers opportunities for kayaking, paddleboarding and boating with Gulf access. Conveniently located near waterfront dining and marinas with easy access to Tampa, St. Petersburg and Sarasota, this home offers an exceptional combination of SPACE, FLEXIBILITY, OUTDOOR LIVING and RESORT-STYLE AMENITIES at a compelling new price. A low assumable flood insurance policy is also available. Come experience the MiraBay lifestyle and see the possibilities this home has to offer, schedule your private showing today...Welcome Home!!

The essentials

Built
2006
Price / sqft
$187
On market
169 days
Annual tax
$11,453
HOA
$189.97/yr
Flood zone
AE, X
Lot
6,600 sqft
Type
Single Family Residence

Location

416 Manns Harbor Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2006
Lot
6,600 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Electric, Natural Gas
Parking
-
Days on Market
169
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Refrigerator

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE, X

Annual Tax (2025)

$11,453

Parcel #

U-32-31-19-62G-000001-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mirabay Phase 3a-1

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

6,600 sqft

LandscapedNear MarinaSidewalkPrivate
HOA
$189.97/yr
Lesly Candelier
Date
Event
Price
8/29/2026
Price change
Source: Stellar MLS #TB8490028
$525,000-3.7%
$187/sqft
3/26/2026
Listed for sale
Source: Stellar MLS #TB8490028
$545,000
$194/sqft
Est. monthly payment$3,971/mo
Principal & interest$2,738
Property taxes$954
Insurance$263
HOA$16
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $525,000
$520,000 – $525,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 169 after a $20,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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