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5157 Creek Sand Dr, Apollo Beach, FL, 33572

$246/sqft·Waterset

3 bd2 ba2,077 sqft2 car garageSingle Family
Listed by WEEKLEY HOMES REALTY COMPANY· Last updated · MLS# TB8541952

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,363/mo
Down payment (20%)
$101,998
Property taxes
$436/mo
HOA
$151/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
6,500 sqft lot
Lot size
2,077 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERSET
Type
Single Family Residence

True monthly carry

HOA
~$13/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Built-in FeaturesIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatTray Ceiling(s)Hurricane Shutters

5157 Creek Sand Dr is a 2026-built home in Waterset, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,077 square feet of living space. Listed at $509,990 (about $246/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $151 annually.

From the listing

Under Construction. Welcome to Waterset, one of Apollo Beach’s premier master-planned communities, where residents enjoy an incredible Florida lifestyle surrounded by resort-style pools, state-of-the-art fitness centers, miles of walking and biking trails, parks, playgrounds, dog parks, sports courts, and a full calendar of community events. The Northglen by David Weekley Homes combines thoughtful design, comfort, and style with open-concept living spaces filled with natural light. At the heart of the home is a stunning designer kitchen featuring a large center island, step-in pantry, beautiful finishes, and plenty of workspace for entertaining and everyday living. An enclosed study provides the perfect private space for a home office, den, or flex room. The spacious Owner’s Retreat offers a relaxing escape with elegant tray ceilings, an oversized walk-in closet, and a spa-inspired Owner’s Bath featuring a luxurious Super Shower. Secondary bedrooms provide comfortable and flexible spaces for family and guests. Step outside to the oversized backyard, offering plenty of room to create your own outdoor oasis—whether you envision a future pool, expanded entertaining space, or simply more room to enjoy the Florida sunshine. Experience the exceptional craftsmanship and LifeDesign? advantages of David Weekley Homes in Waterset, backed by the added peace of mind of our industry-leading 1-2-10 warranty, including 1-year workmanship, 2-year major mechanical systems, and 10-year structural coverage. **This property offers a limited-time interest rate incentive.

The essentials

Built
2026
Price / sqft
$246
On market
18 days
Annual tax
$5,226
HOA
$151/yr
Flood zone
X · Low risk
Lot
6,500 sqft
Type
Single Family Residence

Location

5157 Creek Sand Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2026
Lot
6,500 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
18
Built-in Features
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Tray Ceiling(s)
Hurricane Shutters
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Range Hood

Elementary

Doby Elementary-HB

Middle

Eisenhower-HB

High

East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$5,226

Parcel #

U-34-31-19-D4K-000030-00009.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterset

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

6,500 sqft

HOA
$151/yr
Castle Group
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8541952
$509,990-3.0%
$246/sqft
8/24/2026
Listed for sale
Source: Stellar MLS #TB8541952
$526,030
$253/sqft
Est. monthly payment$3,363/mo
Principal & interest$2,660
Property taxes$436
Insurance$255
HOA$13
Down payment20% · $101,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $509,990
$505,000 – $509,990
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 261 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 18 after a $16,040 cut.

Sample: 261 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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