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435 Manns Harbor Dr, Apollo Beach, FL, 33572

$270/sqft·Mirabay Ph 3a-1

4 bd3 ba2,477 sqft2 car garageSingle Family
Listed by 27NORTH REALTY· Last updated · MLS# TB8535827

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Est. monthly payment
$4,615/mo
Down payment (20%)
$133,800
Property taxes
$776/mo
HOA
$190/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2005
Water views
Trees/Woods
Community pool
Fitness center too
2 car garage
Driveway
7,323 sqft lot
Lot size

About this home

Ceiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

435 Manns Harbor Dr is a 2005-built home in Mirabay Ph 3a-1, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,477 square feet of living space. Listed at $669,000 (about $270/sqft), 27 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $190 annually.

From the listing

435 Manns Harbor Dr, Apollo Beach, FL 33572 | 4 Beds | 3 Full Baths | 2,477 Sq Ft | MiraBay Lagoon and Sunset Views | Remodeled Kitchen and Baths | First-Floor Primary | Expanded Screened Lanai | Room for Pool | Roof 2022 | Dual HVAC 2024 | 2-Car Garage Sunsets are part of daily life at 435 Manns Harbor Drive. From the expanded screened lanai and huge rear porch, the MiraBay lagoon opens into a wide, peaceful backdrop for morning coffee, outdoor dining, and evenings watching the sky change over the water. The large pie-shaped lot provides space for a custom pool, tropical landscaping, expanded entertaining areas, or the backyard design you prefer. A rare full pool bath is already in place. The Morrison Biscayne floor plan provides nearly 2,500 square feet with open gathering spaces and private places to retreat. Soaring ceilings, skylights, crown molding, and abundant natural light create an airy interior, while the large front and rear porches extend the way the home lives. Formal living and dining rooms, a spacious family room, dry bar, and dedicated office or den provide flexibility for entertaining, working from home, and everyday life. The completely remodeled kitchen brings modern style to the heart of the home with sleek cabinetry, quartz countertops, premium stainless steel appliances, and generous preparation space. Open to the family room, it allows the cook to remain connected to conversation and the lagoon beyond. The first-floor primary suite creates a peaceful main-level retreat with a walk-in closet and remodeled spa-like bathroom featuring modern finishes and a soaking tub. Three bedrooms upstairs give family and guests a separate place to relax. All three full bathrooms have been updated, including a hard-to-find pool bath ready to serve outdoor living or a future pool. Major improvements provide confidence where it matters most: the roof was replaced in 2022, both HVAC systems were replaced in 2024, and the home also includes energy-efficient appliances, newer attic insulation, and a newer water heater. A two-car garage provides space for vehicles, storage, and outdoor gear. Because the home is located near the MiraBay clubhouse, the community lifestyle is always close. Start the day at the 24-hour fitness center or on miles of walking trails, meet friends for pickleball or tennis, spend the afternoon at one of two heated resort-style pools, or take a complimentary kayak or paddleboard onto the water. Residents also enjoy basketball, a cafe and lounge, private community boat launch, weekly food trucks, and activities coordinated throughout the year. Golf-cart-friendly streets and private golf-cart access to MiraBay Shopping Plaza connect you to restaurants, groceries, salons, and everyday conveniences. Ideal for buyers seeking a remodeled Apollo Beach home with lagoon and sunset views, main-level living, flexible guest space, and the freedom to design a private outdoor oasis instead of inheriting someone else's pool and landscaping choices. ***** WHAT THE SELLER LOVES: Sunset is never just a quick glimpse here. From the expanded lanai and rear porch, you can watch the colors move across an expansive section of the lagoon and feel the entire backyard slow down. It is the place for morning coffee, dinner outdoors, and the peaceful end to a Florida day. Schedule your private showing and experience the view for yourself.

The essentials

Built
2005
Price / sqft
$270
On market
35 days
Annual tax
$9,310
HOA
$190/yr
Flood zone
AE
Lot
7,323 sqft
Type
Single Family Residence

Location

435 Manns Harbor Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2005
Lot
7,323 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
35
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$9,310

Parcel #

U-32-31-19-62G-00004C-00012.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mirabay Ph 3a-1

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

7,323 sqft

In CountyLevelSidewalk
HOA
$190/yr
First Service Residential /Lesly Candelier
Date
Event
Price
8/7/2026
Listed for sale
Source: Stellar MLS #TB8535827
$669,000
$270/sqft
Est. monthly payment$4,615/mo
Principal & interest$3,489
Property taxes$776
Insurance$335
HOA$16
Down payment20% · $133,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $669,000
$660,000 – $669,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 35.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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