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5909 Zaki Ln, Apollo Beach, FL, 33572

$249/sqft·Andalucia

4 bd4 ba3,616 sqft3 car garageSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# TB8518126

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Est. monthly payment
$6,860/mo
Down payment (20%)
$179,800
Property taxes
$1,390/mo
HOA
$995/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2003
Private pool
Gunite
3 car garage
0.36 acres
Lot size
3,616 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-in Closet(s)Private Mailbox

5909 Zaki Ln is a 2003-built home in Andalucia Sub, Apollo Beach. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,616 square feet of living space. Listed at $899,000 (about $249/sqft), 89 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $995 quarterly.

From the listing

Welcome to luxury coastal living in Andalucia, a guard-gated waterfront community on the shores of Tampa Bay. Extensively updated in 2026, this impressive Mediterranean-inspired residence features fresh interior and exterior paint, two new HVAC systems, new LED interior and exterior lighting, and new ceiling fans with integrated LED lighting throughout. A third HVAC system was replaced in 2023, and the home did not experience flooding or water intrusion during the 2024 hurricanes, offering added peace of mind for coastal living. This exceptional residence offers 4 bedrooms, 4 full bathrooms, a 3-car garage, and 3,616 square feet of thoughtfully designed living space. A grand paver driveway and stately entrance create an unforgettable first impression, leading into an elegant interior featuring soaring ceilings, marble flooring, crown molding, formal living and dining rooms, and expansive windows that fill the home with natural light. The spacious kitchen is beautifully appointed with granite countertops, stainless steel appliances, abundant cabinetry, and a center island that opens seamlessly to the family room, creating the perfect setting for both everyday living and entertaining. The oversized primary suite serves as a private retreat, complete with a spa-inspired bathroom featuring an expansive dual-sink vanity with a dedicated makeup counter, a soaking tub, walk-in shower, private water closet, and generous closet space. The first floor also includes three additional bedrooms, one currently utilized as a home office, along with two full guest bathrooms. Upstairs, a large bonus room with a wet bar and full bathroom offers exceptional flexibility as a media room, game room, fitness space, home office, or private guest suite. Step outside to the screened lanai, where a sparkling pool and spa are surrounded by lush tropical landscaping, creating a tranquil setting for year-round Florida living and entertaining. Residents of Andalucia enjoy an exceptional waterfront lifestyle with private beach access, a private marina with leasable boat slips, clay tennis courts, a fishing jetty, playground, bayfront clubhouse, waterfront pool, and 24-hour manned gated security. Conveniently located just 22 miles from downtown Tampa and 27 miles from Tampa International Airport, this remarkable home offers the perfect blend of luxury, privacy, and resort-style amenities in one of Apollo Beach's most sought-after waterfront communities.

The essentials

Built
2003
Price / sqft
$249
On market
92 days
Annual tax
$16,674
HOA
$995/qtr
Flood zone
AE
Lot
15,600 sqft
Type
Single Family Residence

Location

5909 Zaki Ln
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2003
Lot
15,600 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground
Days on Market
92
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Private Mailbox
Sidewalk
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Playground
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2025)

$16,674

Parcel #

U-20-31-19-1SS-000002-00061.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Andalucia Sub

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

15,600 sqft

Cul-De-SacIn County
HOA
$995/qtr
Greenacre Properties, Samantha Morfa
Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #TB8518126
$899,000-3.9%
$249/sqft
Price change
Source: Stellar MLS #TB8518126
$935,000-1.6%
$259/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #TB8518126
$950,000+1552.2%
$263/sqft
3/20/2002
Sold
Source: Hillsborough County Public Record
$57,500
$16/sqft
Est. monthly payment$6,859/mo
Principal & interest$4,689
Property taxes$1,390
Insurance$450
HOA$332
Down payment20% · $179,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $899,000
$890,000 – $899,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 92 after a $51,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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