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105 Lotus Cir, Safety Harbor, FL, 34695

$319/sqft·Country Villas

3 bd2 ba1,443 sqft2 car garageSingle Family
Listed by REDFIN CORPORATION· Last updated · MLS# TB8494556

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Est. monthly payment
$3,125/mo
Down payment (20%)
$91,980
Property taxes
$496/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1978
2 car garage
Covered
7,349 sqft lot
Lot size
1,443 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone Counters

105 Lotus Cir is a 1978-built home in Country Villas, Safety Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,443 square feet of living space. Listed at $459,900 (about $319/sqft), 147 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome home to Safety Harbor! This beautifully maintained 3-bedroom, 2-bathroom block home at 105 Lotus Circle is tucked away on a quiet cul-de-sac, offering a bright, open-concept layout that feels like a breath of fresh air. Freshly painted inside and out, the residence shines with pride of ownership and modern appeal. You’ll love the vaulted ceilings and stylish wood-look flooring that lead you toward a cozy brick fireplace—the perfect centerpiece for relaxing nights in. The heart of the home is the updated kitchen, complete with granite countertops, solid wood cabinets, and a breakfast bar for easy morning coffee. With a smart split-bedroom plan, the primary suite feels like a true retreat, now featuring brand-new laminate flooring that extends through all bedrooms for a clean, carpet-free finish. Step outside to the screened-in back patio and massive fenced yard, a space just waiting for your next weekend BBQ or garden project. Best of all, you’re just minutes from the charm of downtown Safety Harbor and Philippe Park, all while enjoying the peace of mind of a non-flood zone. It’s move-in ready, full of character, and waiting for you to call it home!

The essentials

Built
1978
Price / sqft
$319
On market
154 days
Annual tax
$5,949
Flood zone
X · Low risk
Lot
7,349 sqft
Type
Single Family Residence

Location

105 Lotus Cir
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Single Family Residence
Year Built
1978
Lot
7,349 sqft
Cooling
Central Air
Heating
Electric
Parking
Covered, Driveway
Days on Market
154
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Dishwasher
Electric Water Heater
Exhaust Fan
Range
Refrigerator

Elementary

Curlew Creek Elementary-PN

Middle

Safety Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$5,949

Parcel #

21-28-16-18639-000-0760

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Country Villas

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

7,349 sqft

Cul-De-SacLandscapedPaved
Date
Event
Price
6/19/2026
Price change
Source: Stellar MLS #TB8494556
$459,900-1.1%
$319/sqft
4/10/2026
Listed for sale
Source: Stellar MLS #TB8494556
$465,000
$322/sqft
Est. monthly payment$3,124/mo
Principal & interest$2,399
Property taxes$496
Insurance$230
Down payment20% · $91,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $459,900
$455,000 – $459,900
99.2% – 100% of listTops out right at the list price
80% of listList price
41 of the last 80 home closings in 34695 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 154 after a $5,100 cut.

Sample: 80 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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