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245 Tucker St, Safety Harbor, FL, 34695

$296/sqft·Espiritu Santo Spgs

3 bd2 ba1,791 sqftSingle Family
Listed by KELLER WILLIAMS GULF BEACHES· Last updated · MLS# TB8546718

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Est. monthly payment
$3,598/mo
Down payment (20%)
$106,000
Property taxes
$569/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1925
7,200 sqft lot
Lot size
1,791 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Primary Bedroom Main FloorThermostatPrivate MailboxPrivate YardSidewalkStreet Lights

245 Tucker St is a 1925-built home in Espiritu Santo Spgs, Safety Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,791 square feet of living space. Listed at $530,000 (about $296/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LOCATION, LOCATION, LOCATION! Rare opportunity to own a multi-family property in the heart of beautiful downtown Safety Harbor! Welcome to one of Safety Harbor’s most desirable brick-lined streets, where charming small-town character meets the best of the Florida lifestyle. Just steps from the waterfront, this unique two-story property offers two separate living units, strong rental potential, a spacious lot, and an unbeatable walk-to-downtown location. The first-floor unit features a welcoming kitchen, living room, dining area, two bedrooms plus an office, and rents for approximately $2,100 month. Upstairs, the second unit offers a kitchen, living room, one bedroom and one bathroom, currently renting for approximately $1,450 month. Each unit has its own electric meter, while the landlord currently pays water, sewer, and trash, totaling approximately $200 month. A shared laundry room is conveniently located on the backside of the property. The expansive lot provides plenty of outdoor space and even offers back alley access, with the potential for a future owner to install a pool, double gate for added convenience. The possibilities are exciting—continue using the property as an income-producing multi-family investment, make it your own and live in one unit while renting the other, convert it back to a single-family residence, or explore the potential for a brand-new home on the generous lot. And then there’s the location. Walk to Safety Harbor’s charming Main Street, local restaurants, boutique shops, festivals, the Safety Harbor Marina, Philippe Park, and the iconic Safety Harbor Resort & Spa. The waterfront is just at the end of the street, offering beautiful Tampa Bay sunrises and that unmistakable coastal Florida lifestyle. When it’s time for a beach day, Clearwater Beach and Honeymoon Island are just a short drive away. NO HOA. NOT IN A FLOOD ZONE. Selling AS-IS. Whether you're looking for an investment property, a unique multi-generational opportunity, or a property with redevelopment potential in one of Pinellas County’s most sought-after communities, this is an opportunity you won't want to miss. Live right in the heart of Safety Harbor!

The essentials

Built
1925
Price / sqft
$296
On market
3 days
Annual tax
$6,825
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

Location

245 Tucker St
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Single Family Residence
Year Built
1925
Lot
7,200 sqft
Cooling
Central Air
Heating
Wall Furnace
Parking
-
Days on Market
3
Built-in Features
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Private Mailbox
Private Yard
Sidewalk
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X

Annual Tax (2025)

$6,825

Parcel #

03-29-16-26046-008-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Espiritu Santo Spgs

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

7,200 sqft

Historic DistrictCity LimitsLevelNear MarinaSidewalkStreet Brick
Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #TB8546718
$530,000
$296/sqft
Est. monthly payment$3,598/mo
Principal & interest$2,764
Property taxes$569
Insurance$265
Down payment20% · $106,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $530,000
$525,000 – $530,000
99.2% – 100% of listTops out right at the list price
80% of listList price
41 of the last 80 home closings in 34695 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 3.

Sample: 80 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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