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4163 Mallard Dr, Safety Harbor, FL, 34695

$273/sqft·North Bay Hills

4 bd3 ba2,158 sqft2 car garageSingle Family
Listed by CENTURY 21 EXECUTIVE TEAM· Last updated · MLS# TB8522494

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Est. monthly payment
$4,035/mo
Down payment (20%)
$117,980
Property taxes
$663/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1978
2 car garage
Driveway
9,731 sqft lot
Lot size
2,158 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsSidewalkDishwasherDisposalMicrowaveRangeRefrigerator

4163 Mallard Dr is a 1978-built home in North Bay Hills, Safety Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,158 square feet of living space. Listed at $589,900 (about $273/sqft), 64 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to this beautifully updated 4-bedroom, 2.5-bath home located in the highly desirable North Bay Hills community of Safety Harbor. Offering over 2,100 square feet of living space, this two-story residence combines modern updates, spacious living areas, and an unbeatable location in one of Pinellas County's most sought-after neighborhoods. A dramatic two-story foyer welcomes you inside, where soaring ceilings and abundant natural light create a bright and inviting atmosphere. The updated kitchen is designed for both functionality and style, featuring granite countertops, subway tile backsplash, stainless steel appliances, ample cabinetry, and generous prep space. The kitchen flows seamlessly into the main living and dining areas, creating an ideal layout for everyday living and entertaining. Upstairs, you'll find four spacious bedrooms, including a private primary suite complete with an updated ensuite bathroom and ample closet space. The additional bedrooms offer flexibility for family, guests, a home office, fitness room, or hobby space. Step outside to the screened lanai overlooking a large, fully fenced backyard with plenty of room for outdoor gatherings, pets, play equipment, or future backyard enhancements. Whether enjoying your morning coffee or hosting weekend barbecues, this outdoor space offers endless possibilities. Major updates provide peace of mind, including a newer roof and updated HVAC system. Additional features include a convenient half bath on the main level, indoor laundry, and a two-car garage. Ideally situated just minutes from charming downtown Safety Harbor, residents enjoy easy access to local shops, restaurants, parks, the Safety Harbor Marina, Philippe Park, top-rated schools, Tampa International Airport, and the world-famous Gulf beaches. With its combination of space, updates, and prime location, this home presents an exceptional opportunity to enjoy the Florida lifestyle you've been searching for.

The essentials

Built
1978
Price / sqft
$273
On market
79 days
Annual tax
$7,958
Flood zone
X · Low risk
Lot
9,731 sqft
Type
Single Family Residence

Location

4163 Mallard Dr
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Single Family Residence
Year Built
1978
Lot
9,731 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
79
Ceiling Fans(s)
High Ceilings
Sidewalk
Dishwasher
Disposal
Microwave
Range
Refrigerator

Elementary

Leila G Davis Elementary-PN

Middle

Safety Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$7,958

Parcel #

27-28-16-60399-001-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

North Bay Hills

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

9,731 sqft

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #TB8522494
$589,900-1.7%
$273/sqft
Price change
Source: Stellar MLS #TB8522494
$600,000-8.5%
$278/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #TB8522494
$656,000
$304/sqft
Est. monthly payment$4,035/mo
Principal & interest$3,077
Property taxes$663
Insurance$295
Down payment20% · $117,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $589,900
$585,000 – $589,900
99.2% – 100% of listTops out right at the list price
80% of listList price
41 of the last 80 home closings in 34695 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 79 after a $66,100 cut.

Sample: 80 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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