Active
$2,248,000
Est. $13,426/mo

109 Driftwood Ln, Largo, FL, 33770

$551/sqft·Harbor Bluffs

4 bd5 ba4,079 sqft2 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8484607

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Est. monthly payment
$13,426/mo
Down payment (20%)
$449,600
Property taxes
$543/mo
HOA
$420/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1968
Waterfront
Intracoastal Waterway
Private pool
Gunite
2 car garage
Garage Door Opener
10,154 sqft lot
Lot size

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Central VaccumDry BarEat-in KitchenHigh CeilingsKitchen/Family Room Combo

109 Driftwood Ln is a 1968-built home in Harbor Bluffs Sec 5 Pt Rep, Largo. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,079 square feet of living space. Listed at $2,248,000 (about $551/sqft), 176 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $420 annually.

From the listing

Perfectly poised in the highly sought-after Harbor Bluffs, this stunning move-in ready waterfront residence offers the ultimate blend of luxury, comfort, and effortless Florida living. From the moment you arrive, the pavered circular driveway and welcoming courtyard create unforgettable curb appeal, setting the tone for the designer finishes found throughout. Inside, limestone floors flow through an open, light-filled interior where a striking family room with a beamed ceiling and a dramatic wall of sliders seamlessly connects indoor and outdoor living. Step outside to your backyard oasis—fully fenced for privacy—where a beautifully refinished pool with elegant marble pavers and a spillover spa create a true resort-style setting. Designed for unforgettable entertaining, this outdoor retreat offers expansive lounging areas and seamless access from multiple rooms of the home. Double doors reveal a versatile flex room—ideal as a home gym, craft studio, or additional bedroom—with a full bath conveniently nearby. The showstopping dine-in kitchen is a chef’s dream, featuring quartz countertops, a six-burner gas range, double ovens, a Bosch dishwasher, pantry, oversized island with prep sink, and a breakfast bar illuminated by elegant pendant lighting. A stylish dry bar with wine fridge and abundant storage, along with a charming coffee bar for relaxed poolside mornings, elevate everyday living. Sliders off the dining area open directly to the pool, enhancing the home’s seamless flow, while a dedicated office provides quiet productivity. The exquisite primary suite is a serene retreat filled with natural light and private pool access. Its spa-inspired ensuite boasts dual vanities, custom tilework, a jetted tub, walk-in shower, and an extraordinary custom walk-in closet with built-ins and center island. Each additional bedroom is spacious and well-appointed with its own ensuite bath. Upstairs, a flexible bonus space—currently a billiard room—offers a full bath and kitchenette with beverage area, refrigerator, and disposal, making it ideal for guests or multigenerational living. For boating enthusiasts, this property is a true paradise, set on protected water and complete with a 14,000-pound boat lift that accommodates a 24–26 ft boat, providing quick access to open water and endless days cruising the Intracoastal. With a whole-house generator, tankless water heater, flood barriers for every opening, a newer roof, and a quiet location close to dining, shopping, and the area’s beautiful beaches, this exceptional waterfront home truly has it all.

The essentials

Built
1968
Price / sqft
$551
On market
186 days
Annual tax
$6,516
HOA
$420/yr
Flood zone
AE
Lot
10,154 sqft
Type
Single Family Residence

Location

109 Driftwood Ln
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Single Family Residence
Year Built
1968
Lot
10,154 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Ground Level
Pool
Gunite, In Ground, Lighting
Waterfront
Intracoastal Waterway
Days on Market
186
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Courtyard
Lighting
Rain Gutters
Deed Restrictions
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Ice Maker
Microwave
Refrigerator
Tankless Water Heater
Washer
Water Softener
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$6,516

Parcel #

32-29-15-35838-000-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Bluffs Sec 5 Pt Rep

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

10,154 sqft

Flood Insurance RequiredFloodZoneCity LimitsLandscapedLevelStreet Dead-EndPaved
HOA
$420/yr
Harbor Bluffs Owners Association
Date
Event
Price
4/24/2026
Price change
Source: Stellar MLS #TB8484607
$2,248,000-10.0%
$551/sqft
3/9/2026
Listed for sale
Source: Stellar MLS #TB8484607
$2,498,000+182.6%
$612/sqft
3/1/2007
Sold
Source: Pinellas County Public Record
$884,000
$217/sqft
Est. monthly payment$13,426/mo
Principal & interest$11,724
Property taxes$543
Insurance$1,124
HOA$35
Down payment20% · $449,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,248,000
$2.22M – $2.25M
98.6% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 33770 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 186 after a $250,000 cut.

Sample: 108 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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