Active
$2,399,500
Est. $15,245/mo

4598 Clearwater Harbor Dr S, Largo, FL, 33770

$688/sqft·Harbor Hills 3rd

4 bd5 ba3,489 sqft2 car garageSingle Family
Listed by ATLIS REALTY GROUP LLC· Last updated · MLS# O6421251

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$15,245/mo
Down payment (20%)
$479,900
Property taxes
$1,431/mo
HOA
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1962
Water views
Water
Private pool
In Ground
2 car garage
0.30 acres
Lot size

About this home

Living Room/Dining Room ComboOutdoor KitchenPrivate YardBar FridgeDishwasherDryerMicrowaveRange

4598 Clearwater Harbor Dr S is a 1962-built home in Harbor Hills 3rd Add, Largo. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,489 square feet of living space. Listed at $2,399,500 (about $688/sqft), 59 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 monthly.

From the listing

Welcome to waterfront living on the Intracoastal. Bring your boat! This home includes a private dock and boat lift on a generous corner lot with open water views and easy ocean access. This thoughtfully renovated 4 bedroom, 5 bath residence offers clear waterfront views from the entry, living and dining areas, kitchen, and primary suite. Light, airy, and modern, with subtle mid-century details, the home features new finishes and high-end appliances throughout. One-level living makes it comfortable and practical for every stage of life. Outside, a waterfront pool and hot tub, along with an outdoor kitchen, create an ideal setting for quiet evenings or entertaining. The home is turnkey and ready for private enjoyment or guests. Located in the sought-after Harbor Hills community near Largo Central Park and Heritage Village, with Indian Rocks Beach and Clearwater Beach close by. Nearby fine dining includes Ocean Seven and other local favorites.

The essentials

Built
1962
Price / sqft
$688
On market
67 days
Annual tax
$17,172
HOA
$100/mo
Flood zone
AE
Lot
12,920 sqft
Type
Single Family Residence

Location

4598 Clearwater Harbor Dr S
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Single Family Residence
Year Built
1962
Lot
12,920 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
67
Living Room/Dining Room Combo
Outdoor Kitchen
Private Yard
Bar Fridge
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$17,172

Parcel #

06-30-15-36054-010-1110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Hills 3rd Add

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

12,920 sqft

Corner LotOversized LotPrivate
HOA
$100/mo
Harbor Bluffs/Harbor Hills area
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #O6421251
$2,399,500-3.8%
$688/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #O6421251
$2,495,000
$715/sqft
Est. monthly payment$15,245/mo
Principal & interest$12,514
Property taxes$1,431
Insurance$1,200
HOA$100
Down payment20% · $479,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,399,500
$2.37M – $2.40M
98.6% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 33770 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 67 after a $95,500 cut.

Sample: 108 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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