ActiveOpen House
$2,465,000
Est. $15,175/mo

4545 Harbor Hills Dr, Largo, FL, 33770

$625/sqft·Harbor Hills Estates

8 bd4 ba3,943 sqft2 car garageSingle Family
Listed by BHHS FLORIDA PROPERTIES GROUP· Last updated · MLS# TB8507894

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Est. monthly payment
$15,175/mo
Down payment (20%)
$493,000
Property taxes
$1,086/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1967
Waterfront
Intracoastal Waterway
Private pool
Heated
2 car garage
Circular Driveway
8,050 sqft lot
Lot size

Open house

Sunday, Sep 27· 9:00 PM to 11:00 PM

About this home

Ceiling Fans(s)Crown MoldingKitchen/Family Room ComboPrimary Bedroom Main FloorPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsThermostat

4545 Harbor Hills Dr is a 1967-built home in Harbor Hills Estates, Largo. Inside you'll find 8 bedrooms, 4 bathrooms, and 3,943 square feet of living space. Listed at $2,465,000 (about $625/sqft), 117 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Perfectly positioned within the exclusive waterfront enclave of Harbor Hills, this extraordinary luxury residence is the definition of turnkey coastal sophistication. Showcasing over 3,900 square feet of impeccably redesigned living space, this architectural showpiece has undergone a complete high-end transformation with more than $200,000 invested in premium finishes, designer furnishings, and bespoke upgrades throughout. Offering 8 spacious bedrooms, 4 luxurious bathrooms, and a 2-car garage, this fully furnished estate is perfectly tailored for elevated personal living, executive retreats, or a high-performing luxury vacation rental investment. Every inch of the home has been thoughtfully curated with all-new fittings, modern designer finishes, custom details, and refined craftsmanship that create an atmosphere of effortless elegance. From the moment you arrive the grand circular driveway, lush tropical landscaping, and commanding waterfront presence set the tone for what awaits inside. Expansive open-concept living areas are flooded with natural light and seamlessly blend indoor and outdoor living, all framed by breathtaking panoramic open water views. The outdoor setting is equally spectacular — offering the rare combination of wide-open water vistas with the protection of a sheltered dock, creating an ideal environment for boating enthusiasts and waterfront entertaining alike. Enjoy tranquil sunrises, glowing sunsets, and the ultimate Florida lifestyle from your private waterfront oasis. Designed for both luxury and profitability, the property is completely move-in ready and rental ready, operating as a proven turnkey Airbnb investment with exceptional income potential from day one. Whether utilized as an elite waterfront residence, a seasonal escape, or a premier short-term rental asset, this home delivers unmatched versatility and immediate cash-flow opportunity. A rare offering where luxury, lifestyle, and investment performance converge seamlessly on the water.

The essentials

Built
1967
Price / sqft
$625
On market
119 days
Annual tax
$13,037
Flood zone
AE
Lot
8,050 sqft
Type
Single Family Residence

Location

4545 Harbor Hills Dr
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Single Family Residence
Year Built
1967
Lot
8,050 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Outside Bath Access, Tile
Waterfront
Intracoastal Waterway
Days on Market
119
Ceiling Fans(s)
Crown Molding
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Lighting
Outdoor Grill
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator

Elementary

Anona Elementary-PN

Middle

Seminole Middle-PN

High

Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2025)

$13,037

Parcel #

06-30-15-36090-000-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Hills Estates

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

8,050 sqft

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #TB8507894
$2,465,000-0.4%
$625/sqft
Price change
Source: Stellar MLS #TB8507894
$2,475,000-2.0%
$628/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #TB8507894
$2,525,000+48.5%
$640/sqft
2/1/2022
Sold
Source: Pinellas County Public Record
$1,700,000
$431/sqft
Est. monthly payment$15,175/mo
Principal & interest$12,856
Property taxes$1,086
Insurance$1,233
Down payment20% · $493,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,465,000
$2.43M – $2.46M
98.6% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 33770 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 119 after a $60,000 cut.

Sample: 108 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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