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197 Rain Berry Ave, Ruskin, FL, 33570

$160/sqft·Osprey Reserve

4 bd3 ba2,557 sqft3 car garageSingle Family
Listed by FLORIDA EXECUTIVE REALTY· Last updated · MLS# TB8482708

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Est. monthly payment
$3,082/mo
Down payment (20%)
$82,000
Property taxes
$644/mo
HOA
$95/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
3 car garage
Garage Door Opener
8,100 sqft lot
Lot size
2,557 sqft
Living area

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Hurricane Shutters

197 Rain Berry Ave is a 2021-built home in Osprey Reserve, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,557 square feet of living space. Listed at $410,000 (about $160/sqft), 173 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $95 monthly.

From the listing

Flood Insurance on this property is $815.00 and has the potential to be assumed. Welcome to your slice of Florida paradise in the highly sought-after Osprey Reserves community of Ruskin! This stunning 4-bedroom, 3-bathroom home beautifully blends modern comfort, thoughtful design, and peaceful Florida living. From the moment you step inside, you'll appreciate the bright, open-concept layout designed for effortless everyday living and entertaining. The spacious living and dining areas flow seamlessly together, creating the perfect setting for gatherings, celebrations, or relaxing evenings at home. The kitchen is a true standout, featuring sleek stainless-steel appliances, abundant cabinetry, and a generous breakfast bar—perfect for everything from morning coffee to hosting memorable dinner parties. The private owner's suite offers a peaceful retreat, complete with a spa-like en-suite bathroom featuring a separate shower and double vanity. The additional bedrooms are generously sized and provide plenty of flexibility for guests, a home office, gym, playroom, or whatever best fits your lifestyle. And the benefits continue! This home features solar power for impressively low electric bills, NO CDD fees, and a low monthly HOA, providing added savings and peace of mind. Step outside to your fully fenced backyard oasis, offering the perfect space for relaxing evenings, weekend BBQs, pets, entertaining, or simply enjoying the Florida sunshine in privacy. Situated above ground level, the Osprey Reserves community offers added peace of mind, and the property is not expected to flood during heavy rain. You'll also enjoy the community's quiet streets and peaceful atmosphere while remaining conveniently close to shopping, dining, entertainment, and major highways, making travel to Tampa and surrounding areas easy and convenient. This isn't just a house; it's an opportunity to enjoy the Florida lifestyle you've been waiting for!

The essentials

Built
2021
Price / sqft
$160
On market
190 days
Annual tax
$7,733
HOA
$95/mo
Flood zone
AE
Lot
8,100 sqft
Type
Single Family Residence

Location

197 Rain Berry Ave
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2021
Lot
8,100 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
190
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$7,733

Parcel #

U-06-32-19-C25-000000-00036.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Osprey Reserve

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

8,100 sqft

HOA
$95/mo
Osprey Reserve Community Association
Date
Event
Price
5/4/2026
Price change
Source: Stellar MLS #TB8482708
$410,000-3.7%
$160/sqft
3/5/2026
Listed for sale
Source: Stellar MLS #TB8482708
$425,900+21.3%
$167/sqft
4/30/2021
Sold
Source: Hillsborough County Public Record
$351,100
$137/sqft
Est. monthly payment$3,083/mo
Principal & interest$2,138
Property taxes$644
Insurance$205
HOA$95
Down payment20% · $82,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $410,000
$407,500 – $410,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 190 after a $15,900 cut.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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