Active
$469,000
Est. $3,388/mo

802 Fern Leaf Dr, Ruskin, FL, 33570

$254/sqft·Bahia Lakes Ph 3

4 bd2 ba1,850 sqft2 car garageSingle Family
Listed by SAVVY AVENUE, LLC· Last updated · MLS# A4703092

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,388/mo
Down payment (20%)
$93,800
Property taxes
$641/mo
HOA
$200/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2010
Waterfront
Lake Front
Private pool
Auto Cleaner
2 car garage
6,000 sqft lot
Lot size

About this home

Ceiling Fans(s)Crown MoldingIN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanStone CountersSidewalk

802 Fern Leaf Dr is a 2010-built home in Bahia Lakes Ph 3, Ruskin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,850 square feet of living space. Listed at $469,000 (about $254/sqft), 1 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 quarterly.

From the listing

4 bedroom 2 bath lakefront home with custom built salt pool, enclosed Florida room, screened in lanai, new kitchen, new hot water heater, new air conditioning, new roof, built in ceiling Bluetooth speakers, custom wood molding and wainscoting throughout, Fireplace.

The essentials

Built
2010
Price / sqft
$254
On market
27 days
Annual tax
$7,691
HOA
$200/qtr
Flood zone
X500 · Low risk
Lot
6,000 sqft
Type
Single Family Residence

Location

802 Fern Leaf Dr
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2010
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Auto Cleaner, Fiber Optic Lighting, Gunite, In Ground, Salt Water, Screen Enclosure
Waterfront
Lake Front
Days on Market
27
Ceiling Fans(s)
Crown Molding
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Sidewalk
Pool
Convection Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X500

Annual Tax (2025)

$7,691

Parcel #

U-06-32-19-9DL-000000-00338.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bahia Lakes Ph 3

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

6,000 sqft

HOA
$200/qtr
Qualified Property Management Inc
Date
Event
Price
8/15/2026
Listed for sale
Source: Stellar MLS #A4703092
$469,000+134.5%
$254/sqft
10/28/2016
Sold
Source: Hillsborough County Public Record
$200,000
$108/sqft
Est. monthly payment$3,388/mo
Principal & interest$2,446
Property taxes$641
Insurance$235
HOA$67
Down payment20% · $93,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $469,000
$467,500 – $469,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 27.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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