Active
$3,250,000
Est. $19,753/mo

3215 Gulf City Rd, Ruskin, FL, 33570

$371/sqft·Lost River Preserve Ph I

7 bd9 ba8,769 sqft8 car garageTriplex
Listed by GULF SHORES REALTY ERA POWERED LLC· Last updated · MLS# TB8469293

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$19,753/mo
Down payment (20%)
$650,000
Property taxes
$1,103/mo
HOA
$224.39/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2011
Waterfront
Lake Front
Private pool
Heated
8 car garage
Bath In Garage
2.27 acres
Lot size

About this home

Accessibility FeaturesCeiling Fans(s)Central VaccumCrown MoldingEat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room Combo

3215 Gulf City Rd is a 2011-built home in Lost River Preserve Ph I, Ruskin. Inside you'll find 7 bedrooms, 9 bathrooms, and 8,769 square feet of living space. Listed at $3,250,000 (about $371/sqft), 162 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $224.39 quarterly.

From the listing

Rare destination waterfront property offering a unique blend of luxury accommodations, event-ready gathering spaces, and hospitality potential across over 2.25 acres in the exclusive Lost River Preserve community. Spanning four addresses with over 300 feet of water frontage, including a separate parcel pre-plumbed for future development, this one-of-a-kind estate presents exceptional flexibility for expansion, guest accommodations, executive retreats, wellness experiences, seasonal rentals, corporate gatherings, multi-generational/family events, and evolving hospitality opportunities. Designed to accommodate larger groups while preserving privacy and comfort, the property encompasses nearly 6,700 square feet across two distinct yet connected residences joined by a central foyer. Multiple living areas, two full kitchens, private suites, dedicated offices, and expansive gathering spaces create a versatile setting capable of serving a variety of residential, hospitality, and retreat-oriented uses. The primary living areas and suites were positioned to embrace the waterfront setting, with soaring ceilings, walls of glass, and panoramic lake views creating a memorable guest experience. Constructed with poured concrete tilt walls, impact-rated windows and doors, a Galvalume aluminum tile-look roof, and situated high and dry in Flood Zone X, the property offers durability and peace of mind for owners and guests alike. Outdoor amenities rival those of a private resort, featuring a custom saltwater pool with sun shelf, 9-person spa, outdoor kitchen, expansive screened lanai, covered boat dock with ski boat hoist and filleting station, secondary dock for kayaks and paddleboards, and breathtaking sunset views across the water. Further enhancing the property's versatility, the detached villa provides approximately 1,200 square feet with a full kitchen and private accommodations, creating opportunities for guest lodging, caretaker housing, executive stays, or owner occupancy. A three-bay garage offers ample storage for boats and recreational equipment. Adjacent to the villa, an approximately 800-square-foot waterfront gathering space with full bath and private screened lanai is ideally suited for executive retreats, wellness experiences, family reunions, extended-stay guests, and other hospitality-oriented opportunities. The inclusion of four separate addresses, multiple residential structures, dedicated gathering spaces, and a future homesite creates a scale and versatility rarely available in a single waterfront offering. Set within the breathtaking 900-acre Lost River Preserve community, visitors enjoy boating, trophy bass fishing, and an unmatched connection to nature surrounded by protected shoreline, scenic waterways, and native wildlife including roseate spoonbills, ospreys, and herons. Rich in history, the community is also home to the renowned Leisey Shell Pit fossil discovery, with artifacts showcased at the nearby Paleo Preserve Fossil Museum. Located just 35 minutes from Downtown Tampa and within reach of Tampa International Airport, fine dining, luxury shopping, professional sports, and world-class entertainment, the property offers a rare balance of seclusion and accessibility. Whether envisioned as a hospitality destination, executive retreat, wellness venue, seasonal rental opportunity, family reunion compound, or private waterfront estate, this remarkable property offers a level of flexibility rarely found in the Tampa Bay market.

The essentials

Built
2011
Price / sqft
$371
On market
206 days
Annual tax
$13,234
HOA
$224.39/qtr
Flood zone
X · Low risk
Lot
98,769 sqft
Type
Triplex

Location

3215 Gulf City Rd
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Triplex
Year Built
2011
Lot
98,769 sqft
Cooling
Central Air, Humidity Control, Zoned
Heating
Central, Electric, Propane
Parking
Bath In Garage, Boat, Circular Driveway, Driveway, Garage Faces Side, Ground Level, Oversized, RV Garage
Pool
Child Safety Fence, Fiber Optic Lighting, Gunite, Heated, In Ground, Lap, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
Waterfront
Lake Front
Days on Market
206
Accessibility Features
Ceiling Fans(s)
Central Vaccum
Crown Molding
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
L Dining
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
French Doors
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Sliding Doors
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Water Filtration System
Water Purifier
Water Softener

Elementary

Ruskin-HB

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2024)

$13,234

Parcel #

U-15-32-18-5ZD-000000-00028.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lost River Preserve Ph I

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

98,769 sqft

Oversized LotPaved
HOA
$224.39/qtr
Jennifer Tutko
Date
Event
Price
5/6/2026
Price change
Source: Stellar MLS #TB8469293
$3,250,000-5.8%
$371/sqft
2/17/2026
Listed for sale
Source: Stellar MLS #TB8469293
$3,450,000+1806.1%
$393/sqft
2/26/2007
Sold
Source: Hillsborough County Public Record
$181,000
$21/sqft
Est. monthly payment$19,753/mo
Principal & interest$16,950
Property taxes$1,103
Insurance$1,625
HOA$75
Down payment20% · $650,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $3,250,000
$3.23M – $3.25M
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 206 after a $200,000 cut.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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