Active
$1,675,000
Est. $11,136/mo

3028 Christophers Watch Ln, Ruskin, FL, 33570

$526/sqft·Antigua Cove Ph 1

3 bd4 ba3,182 sqft3 car garageSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# TB8510723

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$11,136/mo
Down payment (20%)
$335,000
Property taxes
$1,418/mo
HOA
$145/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
Waterfront
Bay/Harbor
Private pool
In Ground
3 car garage
8,521 sqft lot
Lot size

About this home

Coffered Ceiling(s)ElevatorHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsStone CountersTray Ceiling(s)

3028 Christophers Watch Ln is a 2021-built home in Antigua Cove Ph 1, Ruskin. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,182 square feet of living space. Listed at $1,675,000 (about $526/sqft), 107 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $145 monthly.

From the listing

Welcome to 3028 Christophers Watch Lane, a 2021-built waterfront residence in SouthShore Yacht Club, where refined coastal design meets the ease of a private boating lifestyle. With approximately 3,039 square feet, 3 bedrooms, 3 full baths, 1 half bath, and a 3-car garage, this tri-level home offers a sophisticated blend of luxury finishes, open living space, and seamless indoor-outdoor living in one of Ruskin’s signature waterfront communities. Set within SouthShore Yacht Club, the home is positioned to appeal to buyers seeking elevated waterfront living with a strong sense of place. The community is known for its coastal architecture, gated setting, marina access, clubhouse, pool, fitness center, and water-oriented lifestyle that supports both full-time living and a second-home retreat experience. For boating enthusiasts, SouthShore Yacht Club is designed around life on the water, with an onsite marina and access to Tampa Bay. Community materials and prior listing data highlight waterfront amenities that include marina services, a clubhouse, a swimming pool, a fitness center, and outdoor gathering spaces—creating the kind of resort-style environment that makes everyday living feel like a private coastal getaway. Beyond the home itself, the lifestyle is a major part of the offering: mornings on the water, afternoons at the marina or clubhouse, and evenings spent entertaining against a waterfront backdrop. The result is a property that speaks to buyers who value luxury, leisure, and the everyday convenience of living in a boating community with resort-style amenities. Inside, the home is tailored for both comfort and presentation, with an open layout, elevated ceiling detail, large sliding doors, and a design aesthetic that captures a relaxed yet upscale coastal feel. The overall effect is warm, polished, and highly functional for daily living or entertaining. Approx. 3,039 square feet with 3 bedrooms, 3 full baths, and 1 half bath, Tri-level layout with a 3-car garage, Waterfront orientation with marina and partial bay/harbor view, Outdoor kitchen, balcony, and expansive outdoor living areas, GE Profile kitchen appliances, tankless water heater, and water filtration system, Tile roof, block/stucco construction, and impact-rated windows/doors, Elevator access, custom storage, and motorized screens/blinds. The home’s exterior presents a coastal-inspired façade complemented by a paver driveway, tile roof, and a split 3-car garage configuration. Prior property details also reference block/stucco construction, impact-rated windows and doors, radiant barrier insulation, a tankless water heater, and epoxy-finished garage flooring. Custom storage elements in the garage add everyday practicality to the home’s luxury presentation. Schedule your exclusive showing today.

The essentials

Built
2021
Price / sqft
$526
On market
113 days
Annual tax
$17,011
HOA
$145/mo
Flood zone
AE
Lot
8,521 sqft
Type
Single Family Residence

Location

3028 Christophers Watch Ln
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2021
Lot
8,521 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Waterfront
Bay/Harbor
Days on Market
113
Coffered Ceiling(s)
Elevator
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Balcony
Outdoor Kitchen
Clubhouse
Fitness Center
Pool
Built-in Oven
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$17,011

Parcel #

U-02-32-18-953-000001-00019.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Antigua Cove Ph 1

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

8,521 sqft

HOA
$145/mo
ECM community
Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #TB8510723
$1,675,000-1.5%
$526/sqft
5/21/2026
Listed for sale
Source: Stellar MLS #TB8510723
$1,699,900+105.5%
$534/sqft
5/28/2021
Sold
Source: Hillsborough County Public Record
$827,100
$260/sqft
Est. monthly payment$11,136/mo
Principal & interest$8,736
Property taxes$1,418
Insurance$838
HOA$145
Down payment20% · $335,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,675,000
$1.67M – $1.68M
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 113 after a $24,900 cut.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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