Active
$1,124,000
Est. $7,430/mo

1414 Deirdre Dr, Ruskin, FL, 33570

$357/sqft·Gull Haven

4 bd4 ba3,150 sqft2 car garageSingle Family
Listed by REALTY ONE GROUP INNOVATION· Last updated · MLS# TB8489781

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Est. monthly payment
$7,430/mo
Down payment (20%)
$224,800
Property taxes
$997/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1989
Waterfront
Bay/Harbor
Private pool
In Ground
2 car garage
0.35 acres
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboL DiningOpen FloorplanPrimarybedroom Upstairs

1414 Deirdre Dr is a 1989-built home in Gull Haven Sub, Ruskin. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,150 square feet of living space. Listed at $1,124,000 (about $357/sqft), 163 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 annually.

From the listing

Waterfront Luxury with Panoramic Views! Experience elevated coastal living in this stunning 4 bedroom, 3.5 bathroom waterfront estate offering over 3,150 square feet of beautifully updated living space. Perfectly positioned along the Ruskin Inlet, this exceptional two-story Colonial-style residence captures breathtaking water views from nearly every room—with unforgettable sunsets as your daily backdrop. Step inside to a bright, open-concept floor plan designed for both effortless entertaining and everyday luxury. The home has been completely renovated with high-end finishes, including luxury vinyl plank flooring throughout, designer lighting, updated plumbing and electrical systems, and a reimagined layout that maximizes both space and function. At the heart of the home is the gourmet kitchen, featuring double-thick granite countertops, a premium stainless steel appliance package, Samsung induction double oven, and a brand-new picture window framing serene waterfront views. The kitchen flows seamlessly into expansive living and dining areas, enhanced by a beautifully redone fireplace. TWO primary suites, both private retreats, boasting panoramic water views! One of the suites offers a spa-inspired bathroom with marble finishes, and a full steam room—creating the ultimate sanctuary. A previously converted bedroom now serves as an oversized custom walk-in closet, while additional flex space offers the perfect option for a home office or bonus room. Step outside to your private backyard oasis, where indoor-outdoor living truly shines. Enjoy a resurfaced pool with expanded decking, screened lanais on both levels overlooking the water, lush tropical landscaping with fruit trees including tangelo, mango, sapodilla (nesbury/St. Julian), and bananas and daily dolphin and manatee sightings. For boating enthusiasts, this property is a dream come true with a covered dock and 13,000 lb boat lift providing deep water access—perfect for exploring Tampa Bay and beyond. Additional highlights include newer roof (approx. 2–3 years old) with 50-year warranty, newer AC systems (approx. 1.5–2 years) tankless water heater, tiled laundry room with utility sink and expanded outdoor walkway and living space. Ideally located near parks, dining, beaches, and major airports, this home offers the perfect blend of luxury, convenience, and true Florida waterfront living.

The essentials

Built
1989
Price / sqft
$357
On market
171 days
Annual tax
$11,966
HOA
$100/yr
Flood zone
AE
Lot
15,280 sqft
Type
Single Family Residence

Location

1414 Deirdre Dr
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
1989
Lot
15,280 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Waterfront
Bay/Harbor, Canal - Saltwater, Gulf/Ocean
Days on Market
171
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primarybedroom Upstairs
Sauna
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Balcony
Sidewalk
Sprinkler Metered
Storage
Street Lights
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$11,966

Parcel #

U-12-32-18-18X-000000-00010.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Gull Haven Sub

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

15,280 sqft

HOA
$100/yr
Gull Haven
Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8489781
$1,124,000-2.2%
$357/sqft
Price change
Source: Stellar MLS #TB8489781
$1,149,000-2.6%
$365/sqft
3/24/2026
Listed for sale
Source: Stellar MLS #TB8489781
$1,180,000+111.1%
$375/sqft
7/1/2020
Sold
Source: Hillsborough County Public Record
$559,000
$177/sqft
Est. monthly payment$7,430/mo
Principal & interest$5,862
Property taxes$997
Insurance$562
HOA$8
Down payment20% · $224,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,124,000
$1.12M – $1.12M
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 171 after a $56,000 cut.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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