Active
$3,250,000
Est. $19,753/mo

3215 Gulf City Rd, Ruskin, FL, 33570

$371/sqft·Lost River Preserve Ph I

7 bd9 ba8,769 sqft8 car garageSingle Family
Listed by GULF SHORES REALTY ERA POWERED LLC· Last updated · MLS# TB8429656

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$19,753/mo
Down payment (20%)
$650,000
Property taxes
$1,103/mo
HOA
$224.39/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2011
Waterfront
Lake Front
Private pool
Heated
8 car garage
Bath In Garage
2.27 acres
Lot size

About this home

Accessibility FeaturesCeiling Fans(s)Central VaccumCrown MoldingEat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room Combo

3215 Gulf City Rd is a 2011-built home in Lost River Preserve Ph I, Ruskin. Inside you'll find 7 bedrooms, 9 bathrooms, and 8,769 square feet of living space. Listed at $3,250,000 (about $371/sqft), 293 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $224.39 quarterly.

From the listing

Tucked away within the exclusive enclave of Lost River Preserve, this custom-built Mediterranean-inspired waterfront estate offers a rare opportunity for multigenerational living without compromise. Newly repositioned to reflect exceptional value within Tampa Bay’s luxury market, this legacy property spans more than 2.25 acres across four addresses with over 300 feet of water frontage—thoughtfully designed to bring generations together while preserving connection and independence. From the moment you enter through the landscaped paver courtyard, the estate feels like a secluded waterfront sanctuary. Constructed with poured concrete tilt walls, impact-rated windows and doors, and a Galvalume aluminum tile-look roof, the home offers exceptional durability while positioned high and dry in Flood Zone X. Inside, nearly 6,700 square feet of refined living space unfolds across two distinct yet connected residences joined by a sunlit foyer—an ideal layout for extended family, aging parents, adult children, caregivers, or long-term guests. Soaring tray ceilings, arched architectural details, and walls of glass frame sweeping lake views throughout the home. The primary living areas and both primary suites were positioned to embrace the waterfront setting. Designed as a family compound, both primary suites feature spa-inspired baths, dual closets, and bay window seating overlooking the lake. Each residence offers its own office, ensuite bedrooms, generous storage, and dedicated laundry room. A flexible bonus suite with kitchenette and full bath opens directly to the pool terrace, ideal as a private suite, fitness studio, creative workspace, or independent living space. Outdoor living is equally impressive with a custom saltwater pool, 9-person spa, outdoor kitchen, and expansive screened lanai overlooking the water. The covered boat dock features a ski boat hoist and filleting station, while a second dock accommodates kayaks and paddleboards and is topped with a sunset bell. The detached villa offers approximately 1,200 square feet with a full kitchen and private accommodations, while the three-bay garage provides ample storage for boats and recreational equipment. An approximately 800-square-foot lakefront entertainment space with full bath and double French doors leading to a private screened lanai creates endless possibilities for gatherings, wellness experiences, family reunions, executive retreats, and extended-stay guests. Completing the estate is a fourth parcel pre-plumbed for a future residence, creating opportunities for expansion, guest accommodations, or a custom lakefront home. Set within the breathtaking 900-acre Lost River Preserve community, residents enjoy boating, trophy bass fishing, and an unmatched connection to nature surrounded by protected shoreline, scenic waterways, and native wildlife including roseate spoonbills, ospreys, and herons. Rich in history, the community is also home to the renowned Leisey Shell Pit fossil discovery, with artifacts showcased at the nearby Paleo Preserve Fossil Museum. Offering privacy without sacrificing convenience, this waterfront estate is located just 35 minutes from Downtown Tampa and within reach of fine dining, luxury shopping, championship sports, and world-class entertainment. Whether envisioned as a family compound, multigenerational estate, executive escape, or legacy property, this extraordinary waterfront residence delivers a lifestyle few properties can match!!

The essentials

Built
2011
Price / sqft
$371
On market
337 days
Annual tax
$13,234
HOA
$224.39/qtr
Flood zone
X · Low risk
Lot
98,769 sqft
Type
Single Family Residence

Location

3215 Gulf City Rd
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2011
Lot
98,769 sqft
Cooling
Central Air, Humidity Control, Zoned
Heating
Central, Electric, Propane
Parking
Bath In Garage, Boat, Circular Driveway, Driveway, Garage Faces Side, Ground Level, Oversized, RV Garage, Garage
Pool
Child Safety Fence, Fiber Optic Lighting, Gunite, Heated, In Ground, Lap, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
Waterfront
Lake Front
Days on Market
337
Accessibility Features
Ceiling Fans(s)
Central Vaccum
Crown Molding
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
L Dining
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
French Doors
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Sliding Doors
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Water Filtration System
Water Purifier
Water Softener

Elementary

Ruskin-HB

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2024)

$13,234

Parcel #

U-15-32-18-5ZD-000000-00028.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lost River Preserve Ph I

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

98,769 sqft

ClearedOversized LotPaved
HOA
$224.39/qtr
Jennifer Tutko
Date
Event
Price
5/6/2026
Price change
Source: Stellar MLS #TB8429656
$3,250,000-5.8%
$371/sqft
10/9/2025
Listed for sale
Source: Stellar MLS #TB8429656
$3,450,000+1806.1%
$393/sqft
2/26/2007
Sold
Source: Hillsborough County Public Record
$181,000
$21/sqft
Est. monthly payment$19,753/mo
Principal & interest$16,950
Property taxes$1,103
Insurance$1,625
HOA$75
Down payment20% · $650,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $3,250,000
$3.23M – $3.25M
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 337 after a $200,000 cut.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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