ActiveOpen House

2925 Terra Ceia Bay Blvd #2802, Palmetto, FL, 34221

$353/sqft·Bay Club Ph II

3 bd2 ba2,306 sqftCondominium
Listed by REAL BROKER, LLC· Last updated · MLS# TB8443955

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Est. monthly payment
$5,370/mo
Down payment (20%)
$163,000
Property taxes
$711/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

High-rise condo
9 stories · 2007
Waterfront
Bay/Harbor
Community pool
Fitness center too
Assigned parking
Private balcony
Outdoor space

Open house

Sunday, Sep 13· 4:00 PM to 7:00 PM

Use the guest right side entrance. Slowly pull up to the gate and it will automatically open. Park in any open spot in front of the building and contact listing agent for elevator code (941) 541-6003. We look forward to showing you this amazing property!

About this home

Accessibility FeaturesBuilt-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room Combo

2925 Terra Ceia Bay Blvd #2802 is a 2007-built home in Bay Club Ph II, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,306 square feet of living space. Listed at $815,000 (about $353/sqft), 294 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

WATERFRONT 3 BR + DEN — PRICE IMPROVEMENT! Experience elevated Florida living in this beautifully renovated 2,306-square-foot residence, complemented by a 190-square-foot screened waterfront balcony showcasing expansive views toward Tampa Bay and the iconic Sunshine Skyway Bridge. The bright, open-concept interior blends sophisticated coastal style with thoughtful upgrades. The remodeled kitchen is a stunning centerpiece featuring Brazilian Crystal countertops and beautiful backsplash, stainless-steel appliances, a convection oven with built-in air fryer, LED lighting, and generous space for cooking and entertaining. Plantation shutters, crown molding, and engineered hardwood flooring in the bedrooms add warmth and refinement throughout the residence. Glass French doors open to a versatile den with custom built-in cabinetry—ideal for a home office, media room, library, or additional guest space. The spacious primary suite is a private retreat with custom closets, crown-molding details, and a spa-inspired bathroom featuring a large walk-in shower, jetted whirlpool tub, linen closet, and private water closet. A tankless water heater provides additional comfort and efficiency. Enjoy the ease of condominium living with the generous proportions and functionality of a single-family home. Whether used as a year-round residence or Florida getaway, this home offers abundant living space, impressive renovations, remarkable waterfront scenery, and the opportunity to enjoy the Gulf Coast lifestyle from the moment you arrive. Terra Ceia Bay is an active waterfront and golf community offering pay-to-play golf with no mandatory golf membership. Community amenities include a pool, firepit, BBQ area and spa, fishing pier, nature trail and recreational opportunities, and convenient access to the golf clubhouse and on-site restaurant. The location provides an exceptional balance of peaceful waterfront living and accessibility to St. Petersburg, Tampa, Sarasota, Lakewood Ranch, area beaches, shopping, dining, cultural attractions, and multiple airports. Discover the space, views, lifestyle, and compelling value available in Palmetto—an increasingly sought-after Gulf Coast location offering exceptional waterfront living within convenient reach of neighboring metropolitan and coastal destinations. Furniture is not included in the listed price but may be purchased separately under an independent contract. Schedule your private showing and experience this exceptional waterfront residence in person.

The essentials

Built
2007
Price / sqft
$353
On market
295 days
Annual tax
$8,532
Flood zone
AE
Lot
76,884 sqft
Type
Condominium

Location

2925 Terra Ceia Bay Blvd #2802
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Condominium
Year Built
2007
Lot
76,884 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Basement
Waterfront
Bay/Harbor
Days on Market
295
Accessibility Features
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Courtyard
Fire Pit
Lighting
Outdoor Grill
Outdoor Shower
Private Mailbox
Sidewalk
Storage
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Water Purifier
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE

Annual Tax (2024)

$8,532

Parcel #

2412722109

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bay Club Ph II

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

76,884 sqft

ClearedLandscapedOn Golf CoursePrivateSidewalkPaved
Date
Event
Price
7/24/2026
Price change
Source: Stellar MLS #TB8443955
$815,000-1.2%
$353/sqft
Price change
Source: Stellar MLS #TB8443955
$825,000-1.7%
$358/sqft
11/20/2025
Listed for sale
Source: Stellar MLS #TB8443955
$839,000
$364/sqft
Est. monthly payment$5,369/mo
Principal & interest$4,251
Property taxes$711
Insurance$408
Down payment20% · $163,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $815,000
$805,000 – $815,000
98.5% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 condo closings in 34221 landed at this number or higher (53%). The median one sat 100 days before it went under contract, and this one is on day 295 after a $24,000 cut.

Sample: 19 closed condo sales in 34221 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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