Active

1802 5th St E, Palmetto, FL, 34221

$368/sqft·Sanctuary Cove

4 bd3 ba2,581 sqft3 car garageSingle Family
Listed by HARRIS REAL ESTATE AND INVESTMENTS· Last updated · MLS# TB8498855

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$6,811/mo
Down payment (20%)
$190,000
Property taxes
$1,108/mo
HOA
$273/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2019
Waterfront
Freshwater Canal w/Lift to Saltwater Canal
Private pool
Heated
3 car garage
10,402 sqft lot
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsIN Wall Pest SystemOpen Floorplan

1802 5th St E is a 2019-built home in Sanctuary Cove, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,581 square feet of living space. Listed at $950,000 (about $368/sqft), 127 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $273 monthly.

From the listing

Welcome to this COASTAL DREAM HOME with DEEDED BOAT SLIP & LIFT located in the highly sought-after gated WATERFRONT BOATING COMMUNITY of Sanctuary Cove, perfectly positioned along the Manatee River in a NON-FLOOD ZONE with direct access to the Gulf of America. Offering the most sought-after floor plan (BORETTO) 4 bedrooms, and 3 bathrooms, this smart home combines luxury finishes, thoughtful design, and true Florida waterfront living. From the moment you arrive, you’ll notice the elevated curb appeal with a tile roof, paver driveway, 8-foot glass front entry door, and screened front entry that invites in the coastal breeze, especially with no neighbors across the street, enhancing privacy and openness. Inside, the spacious open-concept layout features luxury vinyl plank flooring, tall ceilings, crown molding, plantation shutters, and premium paint throughout. Architectural details include a coffered living room ceiling, tray ceilings, and a stunning Florida-style pecky cypress wood accent feature that adds warmth and character. The chef’s kitchen is designed for entertaining with GE Profile stainless steel appliances, including a natural gas cooktop, double wall ovens, brand-new dishwasher, built-in refrigerator, quartz countertops, two-tone cabinetry (coastal gray and white island), upper cabinet lighting, and a custom beverage station with dual-zone wine storage. This desirable 3 -way split floor plan offers privacy for all. The primary suite is a luxurious retreat featuring a pecky cypress foyer, dual vanities, soaking Jacuzzi tub with jets, oversized walk-in shower with glass doors, marble basketweave flooring, and a spacious walk-in closet with custom California Closet systems. Three additional bedrooms are thoughtfully positioned, including a guest suite with its own bath and a flexible pool bath layout perfect for visitors and entertaining. The outdoor living space is truly exceptional. Step through the pocket sliding doors into your private screened lanai featuring a heated pool, oversized spa with fountain feature, and a ELEVATED outdoor kitchen with fantasy brown leather granite countertops. This space is ideal for year-round entertaining and Florida sunshine living. Additional upgrades include a spacious 3-car garage with custom built-in cabinetry, Samsung washer and dryer in a large laundry room with quartz folding counters, built-in storage, and a utility sink. Smart home features include WiFi-enabled lighting, outlets, switches, a Honeywell smart thermostat, built-in security system, and a smart video doorbell. This home also includes DEEDED BOAT SLIP #29 in the community marina, complete with water and electric, and a boat lift accommodating vessels up to 31 feet, offering direct deepwater access to the Gulf of America. Sanctuary Cove delivers an unmatched resort lifestyle with amenities including a beautiful clubhouse, heated pool and spa, fitness center, marina, beach and nature preserve, and vibrant community events such as holiday golf cart parades and seasonal gatherings. Lawn maintenance, trimming, and irrigation services are included for easy living. Conveniently located just minutes from I-75 and I-275, this home provides easy access to St. Petersburg, Tampa, Bradenton, and Sarasota, as well as nearby shopping and dining, including the FAMOUS Detwiler’s Market. This is more than a home. It’s a WATERFRONT LIFESTYLE. Luxury, location, and boating convenience all come together in one extraordinary property.

The essentials

Built
2019
Price / sqft
$368
On market
147 days
Annual tax
$13,299
HOA
$273/mo
Flood zone
X500 · Low risk
Lot
10,402 sqft
Type
Single Family Residence

Location

1802 5th St E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2019
Lot
10,402 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated, In Ground, Salt Water, Screen Enclosure
Waterfront
Freshwater Canal w/Lift to Saltwater Canal
Days on Market
147
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Outdoor Grill
Outdoor Kitchen
Sliding Doors
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Pool
Street Lights
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Wine Refrigerator

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X500

Annual Tax (2025)

$13,299

Parcel #

1015731409

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Sanctuary Cove

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

10,402 sqft

HOA
$273/mo
Castle Group/Kayla Delgado
Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #TB8498855
$950,000-4.9%
$368/sqft
Price change
Source: Stellar MLS #TB8498855
$999,000-8.3%
$387/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #TB8498855
$1,089,000
$422/sqft
Est. monthly payment$6,811/mo
Principal & interest$4,955
Property taxes$1,108
Insurance$475
HOA$273
Down payment20% · $190,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $950,000
$940,000 – $950,000
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 147 after a $139,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.